413 Middlecreek Dr, Oley, PA 19547 Property Records

Berks County property record for 413 Middlecreek Dr, Oley, PA 19547

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,448 sqft · built 2014
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Dec 2018)
Tax Bill	$4,464 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5359-04-60-7733`

Property Details

APN / Parcel Number

Primary APN	`5359-04-60-7733`
Alternative APNs	`67-5359-04-60-7733` `67000265` `000265`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,448 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Lot Area	24,829 sqft (0.57 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	67000265
Street Address	413 MIDDLECREEK DR
City	OLEY
State	PA
Zip	19547-8793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MIDDLECREEK FARMS SUB
Legal Block	60
Legal Lot Number	5
Jurisdiction	BERKS PA
Township / Civil Division	OLEY
Census Block Group	1
Census Block	1050
Census Tract	12902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oley Township Historic District listed 1983 · 505 contributing resources · NRIS 83002218

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 MIDDLECREEK DR, OLEY, PA 19547-8793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE AMERICA INC
Nov 24, 2020	Deed of Trust, Mortgage · Line of Credit RIVERFRONT FCU
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE AMERICA INC
Dec 14, 2018	Deed, Transfer · Conventional Mortgage MORTGAGE AMERICA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	Jul 1, 2014 · Amount on Record
Deed Document Number	201843112
Last Transfer Date	Sep 8, 2021
Transfer Doc	0000047651
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKS PA
Recording Date	Sep 23, 2021
Property Address	413 MIDDLECREEK DR, OLEY, PA 19547-8793
Document Number	0000047651
Map Reference	MB 303 PG 15
Instrument Date	Sep 8, 2021
Instrument	2021047651
Transaction Type	Transfer
Record Updated	Oct 1, 2021
Title Company	KEYSTONE TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 MIDDLECREEK DR, OLEY, PA 19547-8793

Mortgage

Document Number	0000047652
Date	Sep 23, 2021
Instrument	2021047652

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	413 MIDDLECREEK DR, OLEY, PA 19547-8793
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044896
Date	Nov 24, 2020
Instrument	2020044896

Lender

Name	RIVERFRONT FCU
Type	Credit Union
Address	READING, PA 19602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Oct 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	413 MIDDLECREEK DR, OLEY, PA 19547-8793
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031038
Date	Sep 11, 2019
Instrument	2019031038

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company
Address	WHITEHALL, PA 18052

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2044

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 14, 2018
Property Address	413 MIDDLECREEK DR, OLEY, PA 19547-8793
Document Number	0000043112
Map Reference	MB 303 PG 15
Instrument Date	Dec 13, 2018
Instrument	2018043112
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	REGAL ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	413 MIDDLECREEK DR, OLEY, PA 19547-8793

Mortgage

Document Number	0000043113
Date	Dec 14, 2018
Instrument	2018043113

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Oley Township
Unified School District	Oley Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,464.00 (+11.43%) Homeowner's exemption	$312,300 (-) Land $58,600 Building $253,700	$58,600 (-81.24%) Land $58,600
2024	$4,006.00	$312,300 Land $58,600 Building $253,700
1994			$312,300 Land $58,600 Building $253,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2020–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Service Electric Cable TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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