Berks County property record for 405 Middlecreek Dr, Oley, PA 19547
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,593 sqft · built 2008 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $663,704 (Sep 2008) |
| Tax Bill | $3,053 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5359-04-60-9787 |
| Primary APN | 5359-04-60-9787 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,593 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 24,829 sqft (0.57 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 67000267 |
|---|---|
| Street Address | 405 MIDDLECREEK DR |
| City | OLEY |
| State | PA |
| Zip | 19547-8793 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MIDDLECREEK FARMS |
| Legal Block | 60 |
| Legal Lot Number | 7 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | OLEY |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 12902 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Oley Township Historic District listed 1983 · 505 contributing resources · NRIS 83002218 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
405 Middlecreek Dr is owned and occupied by two individuals who bought it in September 2008.
Source: Berks County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 MIDDLECREEK DR, OLEY, PA 19547-8793 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2008 · Amount on File |
| Deed Sale | Sep 4, 2008 · Amount on File |
| Deed Document Number | 200844931 |
| Deed Book / Page | 5411 / 2491 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 405 MIDDLECREEK DR, OLEY, PA 19547-8793 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000040869 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2025040869 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | PO BOX 1290, WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 28, 2055 |
| Change Frequency | Monthly |
|---|
The 2026 property tax bill for 405 Middlecreek Dr was $3,053 with a homeowner's exemption.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Oley Township |
| Unified School District | Oley Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,053.00 Homeowner's exemption | $213,600 Land $80,100 Building $133,500 | $80,100 Land $80,100 |
| 2024 | $2,740.00 | $213,600 Land $80,100 Building $133,500 | |
| 1994 | $213,600 Land $80,100 Building $133,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 405 Middlecreek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2020–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Middlecreek Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Service Electric Cable TV.
5G (outdoors only) and 4G LTE
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