412 Middlecreek Dr, Oley, PA 19547 Property Records

Berks County property record for 412 Middlecreek Dr, Oley, PA 19547

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,620 sqft · built 2015
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$559,000 (Jun 2025)
Tax Bill	$2,746 (2026)
Deeds & Mortgages	Jun 2025 Sale & Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5359-04-60-8457`

Property Details

APN / Parcel Number

Primary APN	`5359-04-60-8457`
Alternative APNs	`67-5359-04-60-8457` `67000272` `000272`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,620 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Lot Area	29,621 sqft (0.68 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	67000272
Street Address	412 MIDDLECREEK DR
City	OLEY
State	PA
Zip	19547-8793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MIDDLECREEK FARMS SUB
Legal Block	60
Legal Lot Number	12
Jurisdiction	BERKS PA
Township / Civil Division	OLEY
Census Block Group	1
Census Block	1050
Census Tract	12902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oley Township Historic District listed 1983 · 505 contributing resources · NRIS 83002218

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 MIDDLECREEK DR, OLEY, PA 19547-8793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2025	Special Warranty Deed, Transfer · Conventional Mortgage FIDELIS MORTGAGE CORP
May 24, 2022	Deed, Transfer · Conventional Mortgage MONROE SAVINGS BANK
Sep 10, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP
Apr 24, 2017	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CITADEL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Prior Sale	May 24, 2022 · Amount on Record
Deed Document Number	202518319
Prior Transfer Date	Aug 4, 2016
Prior Transfer Doc	0000027941
Record Updated	Sep 20, 2026

June 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BERKS PA
Recording Date	Jun 20, 2025
Property Address	412 MIDDLECREEK DR, OLEY, PA 19547-8793
Document Number	0000018319
Map Reference	MB 303 PG 15
Instrument Date	Jun 17, 2025
Instrument	2025018319
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	TERRA SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 MIDDLECREEK DR, OLEY, PA 19547-8793

Mortgage

Document Number	0000018320
Date	Jun 20, 2025
Instrument	2025018320

Lender

Name	FIDELIS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	May 24, 2022
Property Address	412 MIDDLECREEK DR, OLEY, PA 19547-8793
Document Number	0000021379
Map Reference	MB 303 PG 15
Instrument Date	May 9, 2022
Instrument	2022021379
Transaction Type	Transfer
Record Updated	Jun 6, 2022
Title Company	HERITAGE LAND TRANSFER COMPANY, HERITAGE LAND TRANSFER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	412 MIDDLECREEK DR, OLEY, PA 19547-8793

Mortgage

Document Number	0000021380
Date	May 24, 2022
Instrument	2022021380

Lender

Name	MONROE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	412 MIDDLECREEK DR, OLEY, PA 19547-8793
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	PRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045469
Date	Sep 10, 2021
Instrument	2021045469

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	412 MIDDLECREEK DR, OLEY, PA 19547-8793
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014351
Date	Apr 24, 2017
Instrument	2017014351

Lender

Name	CITADEL FCU
Type	Credit Union
Address	EXTON, PA 19341

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2027

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Oley Township
Unified School District	Oley Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,746.00 (-4.72%)	$192,100 (-14.51%) Land $93,000 Building $99,100	$93,000 (-58.61%) Land $93,000
2024	$2,882.00	$224,700 Land $93,000 Building $131,700
1994			$224,700 Land $93,000 Building $131,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2020–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Service Electric Cable TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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