413 Macchi Ave, Oakland (Winter Garden), FL 34787 Property Records

Orange County property record for 413 Macchi Ave, Oakland, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,290 sqft · built 2006
Lot Size	0.293 acres (12,748 sqft)
Owner	2 Individual Names on Record
Last Sale	$840,000 (Sep 2025)
Tax Bill	$6,496 (2025)
Deeds & Mortgages	Sep 2026 Sale May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-22-27-9402-00-440`

Property Details

APN / Parcel Number

Primary APN	`21-22-27-9402-00-440`
Alternative APNs	`272221940200440` `117647` `118415` `119797`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,290 sqft Living Area
Gross Area	4,353 sqft
1st Floor Area	3,290 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,748 sqft (0.293 acres)
Garage Type	Attached
Garage Area	599 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	413 MACCHI AVE
City	OAKLAND
State	FL
Zip	34787-3059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WINTERS LANDING PHASE 2 60/19 LOT 44
Legal Range	27E
Legal Township	22S
Legal Section	21
Legal Subdivision	WINTERS LANDING PH 2
Legal Phase	2
Legal Tract	9402
Legal Lot Number	44
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1019
Census Tract	17200

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 MACCHI AVE, OAKLAND, FL 34787-3059
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed, Transfer SIMPLE TITLE, SIMPLIFILE
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Feb 21, 2017	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on Record
Deed Sale	Sep 3, 2025 · Amount on Record
Prior Sale	Feb 21, 2017 · Amount on Record
Deed Document Number	2025510927
Last Transfer Date	Aug 27, 2026
Transfer Doc	0000491207
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 2, 2026
Property Address	413 MACCHI AVE, OAKLAND, FL 34787-3059
Document Number	0000491207
Instrument Date	Aug 27, 2026
Instrument	2026491207
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	413 MACCHI AVE, OAKLAND, FL 34787-3059

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	413 MACCHI AVE, OAKLAND, FL 34787-3059
Transaction Type	Mortgage
Record Updated	Jun 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 MACCHI AVE, OAKLAND, FL 34787-3059

Mortgage

Document Number	20210295098
Date	May 17, 2021
Instrument	20210295098

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 21, 2017
Property Address	413 MACCHI AVE, OAKLAND, FL 34787-3059
Document Number	0000096835
Map Reference	MB 60 PG 19
Instrument Date	Feb 7, 2017
Instrument	20170096835
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	OLIVER TITLE LAW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,758.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	627 LAKE COVE POINTE CIR, 627, WINTER GARDEN, FL 34787-2683

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 MACCHI AVE, OAKLAND, FL 34787-3059

Mortgage

Document Number	0000096836
Date	Feb 21, 2017
Instrument	20170096836

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Oakland Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,080 (-27.18%)	$696,740 (+10.19%) Land $225,000 Building $471,740
2025	$6,496.00 (+3.03%) Homeowner's exemption	$399,728 (+5.99%)	$632,326 (+10.81%) Land $152,976 Building $479,350
2024	$6,305.00 (+5.9%)
2023	$5,954.00 (+3.03%) Homeowner's exemption	$377,149 (+3%)	$570,661 (+19.32%) Land $152,976 Building $417,685
2022	$5,779.00 Homeowner's exemption	$366,164	$478,272 Land $127,480 Building $350,792

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 6,202 people · EPA ID FL3480913
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Metronet.

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