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411 Macchi Ave, Oakland (Winter Garden), FL 34787 Property Records

Orange County property record for 411 Macchi Ave, Oakland, FL 34787

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,309 sqft · built 2006
Lot Size0.293 acres (12,744 sqft)
Owner2 Individual Names on File
Last Sale$303,000 (Apr 2010)
Tax Bill$5,060 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN21-22-27-9402-00-430

Property Details

APN / Parcel Number

Primary APN21-22-27-9402-00-430
Alternative APNs
  • 272221940200430
  • 117646
  • 118414
  • 119796

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,309 sqft Living Area
Gross Area4,434 sqft
1st Floor Area2,756 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,744 sqft (0.293 acres)
Garage TypeAttached
Garage Area744 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area284 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address411 MACCHI AVE
CityOAKLAND
StateFL
Zip34787-3059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionWINTERS LANDING PHASE 2 60/19 LOT 43
Legal Range27E
Legal Township22S
Legal Section21
Legal SubdivisionWINTERS LANDING PH 2
Legal Phase2
Legal Tract9402
Legal Lot Number43
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group1
Census Block1019
Census Tract17200

Owner

411 Macchi Ave is owned and occupied by two individuals who bought it in April 2010.

Source: Orange County records, as of May 4, 2026

Owner of Record2 Individual Names on File
Mailing Address411 MACCHI AVE, OAKLAND, FL 34787-3059
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2010 · Amount on File
Deed SaleApr 6, 2010 · Amount on File
Prior SaleMay 18, 2006 · Amount on File
Deed Document Number2010188786
Deed Book / Page10024 / 5535
Record UpdatedJun 8, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address411 MACCHI AVE, OAKLAND, FL 34787-3059
Document Number0000500397
Instrument DateAug 30, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address411 MACCHI AVE OAKLAND FL 347873059, OAKLAND, FL 34787-3059

Mortgage

Document Number0000500397
DateSep 13, 2017
Instrument500397
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 12, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 411 Macchi Ave was $5,060, up 3.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOakland Town
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$329,220 (+2.7%)$626,358 (-1.2%) Land $152,928 Building $473,430
2025$5,060.00 (+3.08%) Homeowner's exemption$320,565$633,978 Land $152,928 Building $481,050
2024$4,909.00 (+6%)
2023$4,631.00 (+3.14%) Homeowner's exemption$302,457 (+3%)$576,797 (+19.27%) Land $152,928 Building $423,869
2022$4,490.00 Homeowner's exemption$293,648$483,587 Land $127,440 Building $356,147

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 Macchi Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Macchi Ave is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAKLAND
serves 6,202 people · EPA ID FL3480913
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: AT&T, Metronet.

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