412 Macchi Ave, Oakland (Winter Garden), FL 34787 Property Records

Orange County property record for 412 Macchi Ave, Oakland, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,354 sqft · built 2006
Lot Size	0.292 acres (12,724 sqft)
Owner	2 Individual Names on Record
Last Sale	$454,900 (Aug 2019)
Tax Bill	$8,940 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-22-27-9402-00-310`

Property Details

APN / Parcel Number

Primary APN	`21-22-27-9402-00-310`
Alternative APNs	`272221940200310` `117631` `118400` `119782`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,354 sqft Living Area
Gross Area	4,377 sqft
1st Floor Area	3,354 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,724 sqft (0.292 acres)
Garage Type	Attached
Garage Area	597 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	426 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	412 MACCHI AVE
City	OAKLAND
State	FL
Zip	34787-3058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WINTERS LANDING PHASE 2 60/19 LOT 31
Legal Range	27E
Legal Township	22S
Legal Section	21
Legal Subdivision	WINTERS LANDING PH 2
Legal Phase	2
Legal Tract	9402
Legal Lot Number	31
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1023
Census Tract	17200

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 MACCHI AVE, OAKLAND, FL 34787-3058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2019	Warranty Deed, Transfer · Conventional with PMI USAA
Dec 7, 2017	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC
Apr 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2019 · Amount on Record
Deed Sale	Aug 13, 2019 · Amount on Record
Prior Sale	Dec 7, 2017 · Amount on Record
Deed Document Number	2019500948
Prior Transfer Date	Mar 16, 2016
Prior Transfer Doc	0000207460
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 13, 2019
Property Address	412 MACCHI AVE, OAKLAND, FL 34787-3058
Document Number	0000500948
Instrument Date	Aug 12, 2019
Instrument	500948
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,184.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13505 MINION ST WOODBRIDGE VA 221924441, WOODBRIDGE, VA 22192-4441

Mortgage

Document Number	500949
Date	Aug 13, 2019
Instrument	500949

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 7, 2017
Property Address	412 MACCHI AVE, OAKLAND, FL 34787-3058
Document Number	0000669262
Map Reference	MB 60 PG 19&20
Instrument Date	Nov 20, 2017
Instrument	20170669262
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2820 AZALEA DR, 2820, HOLLYWOOD, FL 33026-3604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 MACCHI AVE, OAKLAND, FL 34787-3058

Mortgage

Document Number	0000669263
Date	Dec 7, 2017
Instrument	20170669263

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 17, 2017
Property Address	412 MACCHI AVE, OAKLAND, FL 34787-3058
Document Number	0000207460
Instrument Date	Mar 16, 2017
Instrument	207460
Transaction Type	Transfer
Record Updated	May 9, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2820 AZALEA DR HOLLYWOOD FL 330263604, HOLLYWOOD, FL 33026-3604

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Oakland Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$554,077 (+2.7%)	$640,628 (-1.22%) Land $152,688 Building $487,940
2025	$8,940.00 (+3%) Homeowner's exemption	$539,510 (+5.99%)	$648,518 (+9.99%) Land $152,688 Building $495,830
2024	$8,680.00 (+5.84%)
2023	$8,201.00 (+1.83%) Homeowner's exemption	$509,034 (+3%)	$589,606 (+19.3%) Land $152,688 Building $436,918
2022	$8,054.00 Homeowner's exemption	$494,208 Land $127,240 Building $366,968	$494,208 Land $127,240 Building $366,968

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 6,202 people · EPA ID FL3480913
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Metronet.

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