413 Locust St, Ardmore, OK 73401 Property Records

Carter County property record for 413 Locust St, Ardmore, OK 73401

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,100 sqft · built 1955
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Feb 2023)
Tax Bill$1,534 (2025)
Deeds & MortgagesFeb 2023 Sale
Dec 2006 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0090-00-009-007-0-001-00

Property Details

APN / Parcel Number

Primary APN0090-00-009-007-0-001-00
Alternative APN
  • 8479

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,100 sqft Living Area

Exterior

Year BuiltBuilt 1955
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area19,602 sqft (0.45 acres)
Garage TypeDetached
Garage Area432 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area120 sqft
Patio Area264 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number8479
Street Address413 LOCUST ST
CityARDMORE
StateOK
Zip73401-1772
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRANTLEY, BLK 9 LOT 7 (118.11X102.44X51.19X136.45)
Legal SubdivisionBRANTLEY ADDN
Legal Block9
Legal Lot Number7
JurisdictionCARTER OK
Township / Civil DivisionARDMORE
Census Block Group1
Census Block1001
Census Tract892601

Owner

Source: Carter County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address413 LOCUST ST, ARDMORE, OK 73401-1772
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2023Warranty Deed, Transfer
STEWART TITLE, STEWART TITLE OF OK INC
Dec 6, 2006Joint Tenancy Deed, Transfer
DONALD B MILLER ETAL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 21, 2023 · Amount on Record
Deed SaleFeb 21, 2023 · Amount on Record
Prior SaleDec 6, 2006 · Amount on Record
Deed Document Number0000734952
Deed Book / Page7349 / 52
Record UpdatedJun 8, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTER OK
Recording DateFeb 21, 2023
Property Address413 LOCUST ST, ARDMORE, OK 73401-1772
Document Number0007349/52
Book / Page7349 / 52
Instrument DateFeb 21, 2023
InstrumentI-2023-001644
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanySTEWART TITLE, STEWART TITLE OF OK INC

Transaction

AmountAmount Recorded
Tax$187.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 LOCUST, ARDMORE, OK 73401

December 2006: Joint Tenancy Deed, Transfer

Document TypeJoint Tenancy Deed
JurisdictionCARTER OK
Recording DateDec 6, 2006
Property Address413 LOCUST ST, ARDMORE, OK 73401-1772
Document Number004569/273
Book / Page4569 / 273
Instrument DateDec 6, 2006
Instrument2006-015243
Transaction TypeTransfer
Record UpdatedJan 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$57.00
Amount AccuracyRounded by County
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
AddressPO BOX 853, ARDMORE, OK 73402-0853
InvestorPossibly a Property Investor

Mortgage

Document Number004569/275
DateDec 6, 2006
Book Page4569/275
Instrument2006-015244
Lender
NameDONALD B MILLER ETAL
TypePrivate Party
Address413 LOCUST ST, ARDMORE, OK 73401
Agreement
AmountAmount Recorded
Term179 Months
DueNov 6, 2021

Tax Assessment & Valuation

Source: Carter County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyCarter County
MunicipalityArdmore City
Unified School DistrictArdmore Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,534.00 (-0.07%)$15,374 (-8.04%) Land $3,600 Building $11,774$128,113 (-8.05%) Land $30,000 Building $98,113
2024$1,535.00 (-8.58%)$16,719 (-1.62%) Land $3,600 Building $13,119$139,323 (-1.62%) Land $30,000 Building $109,323
2023$1,679.00$16,994 Land $3,600 Building $13,394$141,615 Land $30,000 Building $111,615

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 77% of Oklahoma
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARDMORE
serves 24,893 people · EPA ID OK1010814
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2024
Treatment failure
resolved · Jan 2018
Treatment and ProcedureOrganic carbon removal
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Dobson Fiber
Fiber
10,000 / 10,000
Sparklight
Cable
1,000 / 50
Arbuckle Communications
Fixed Wireless
400 / 100
Verizon
Fixed Wireless
300 / 20

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