Carter County property record for 417 Locust St, Ardmore, OK 73401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,154 sqft · built 1955 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $27,500 (May 2017) |
| Tax Bill | $850 (2025) |
| Deeds & Mortgages | Sep 2006 Mortgage May 2017 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0090-00-009-009-0-001-00 |
| Primary APN | 0090-00-009-009-0-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,154 sqft Living Area |
| 1st Floor Area | 1,154 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Carport |
| Garage Area | 180 sqft |
| Carport | Carport |
| Carport Area | 180 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 8481 |
|---|---|
| Street Address | 417 LOCUST ST |
| City | ARDMORE |
| State | OK |
| Zip | 73401-1772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BRANTLEY, BLK 9 LOT 9 (60.68X171.09X60X180.17) |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 19 |
| Legal Subdivision | BRANTLEY ADDN |
| Legal Block | 9 |
| Legal Lot Number | 9 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 892601 |
Source: Carter County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1205 W SPRINGDALE LOOP, ARDMORE, OK 73401-8622 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2006 | Deed of Trust, Mortgage FIRST BANK & TRUST CO |
| May 10, 2017 | Warranty Deed, Transfer · FHA Mortgage |
| May 10, 2017 | Warranty Deed, Transfer · FHA Mortgage ASSOCIATED MORTGAGE CORP |
| May 10, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2017 · Amount on Record |
| Deed Sale | May 10, 2017 · Amount on Record |
| Prior Sale | May 10, 2017 · Amount on Record |
| Deed Document Number | 20174809 |
| Deed Book / Page | 6393 / 163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 417 LOCUST ST, ARDMORE, OK 73401-1772 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004530/273 |
|---|---|
| Date | Sep 25, 2006 |
| Book Page | 4530/273 |
| Instrument | 2006-011774 |
| Name | FIRST BANK & TRUST CO |
|---|---|
| Address | ARDMORE, OK 73401 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Sep 15, 2011 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | May 10, 2017 |
| Property Address | 417 LOCUST ST, ARDMORE, OK 73401-1772 |
| Document Number | 6393/163 |
| Book / Page | 6393 / 163 |
| Instrument Date | May 5, 2017 |
| Instrument | 2017-004809 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $41.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1205 W SPRINGDALE LOOP, ARDMORE, OK 73401-8622 |
| Document Number | , 2017-004810 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 2017-004810 |
| Type | Mortgage Company |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | May 10, 2017 |
| Property Address | 417 LOCUST ST, ARDMORE, OK 73401-1772 |
| Document Number | 006393/163 |
| Book / Page | 6393 / 163 |
| Instrument Date | May 5, 2017 |
| Instrument | 2017-004809 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $41.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1205 W SPRINGDALE LOOP, ARDMORE, OK 73401-8622 |
| Document Number | 2017004810 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 2017-004810 |
| Name | ASSOCIATED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | May 10, 2017 |
| Property Address | 417 LOCUST ST, ARDMORE, OK 73401-1772 |
| Document Number | 006393/162 |
| Book / Page | 6393 / 162 |
| Instrument Date | May 3, 2017 |
| Instrument | 2017-004808 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $41.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1205 W SPRINGDALE LOOP, ARDMORE, OK 73401-8622 |
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Ardmore Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,600 (+0.89%) Land $1,200 Building $7,400 | $71,664 (+0.89%) Land $10,000 Building $61,664 | |
| 2025 | $850.00 (-0.12%) | $8,524 (-3.62%) Land $1,200 Building $7,324 | $71,034 (-17.96%) Land $10,000 Building $61,034 |
| 2024 | $851.00 (+2.28%) | $8,844 (+5%) Land $1,042 Building $7,802 | $86,585 (-2.56%) Land $10,000 Building $76,585 |
| 2023 | $832.00 | $8,423 Land $999 Building $7,424 | $88,863 Land $10,000 Building $78,863 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 84% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARDMORE serves 24,893 people · EPA ID OK1010814 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable · Fiber in parts of the area | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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