Carter County property record for 409 Locust St, Ardmore, OK 73401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 816 sqft · built 1955 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $35,000 (Sep 2008) |
| Tax Bill | $773 (2025) |
| Deeds & Mortgages | Sep 2008 Sale Jan 2006 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0090-00-009-005-0-001-00 |
| Primary APN | 0090-00-009-005-0-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 168 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 8477 |
|---|---|
| Street Address | 409 LOCUST ST |
| City | ARDMORE |
| State | OK |
| Zip | 73401-1772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BRANTLEY, BLK 9 LOT 5 (138.67X60.64X129.88X60) |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 19 |
| Legal Subdivision | BRANTLEY ADDN |
| Legal Block | 9 |
| Legal Lot Number | 5 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 892601 |
Source: Carter County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1205 W SPRINGDALE LOOP, ARDMORE, OK 73401-8622 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2008 | Special Warranty Deed, Transfer |
| Jan 9, 2006 | Joint Tenancy Deed, Transfer · Conventional Mortgage M & T MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2008 · Amount on Record |
| Deed Sale | Sep 23, 2008 · Amount on Record |
| Prior Sale | Jan 9, 2006 · Amount on Record |
| Deed Document Number | 200812863 |
| Deed Book / Page | 4898 / 230 |
| Prior Transfer Date | Jan 5, 2006 |
| Prior Transfer Doc | 004408/230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Sep 23, 2008 |
| Property Address | 409 LOCUST ST, ARDMORE, OK 73401-1772 |
| Document Number | 004898/230 |
| Book / Page | 4898 / 230 |
| Instrument Date | Aug 28, 2008 |
| Instrument | 2008-012863 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $52.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Jan 9, 2006 |
| Property Address | 409 LOCUST ST, ARDMORE, OK 73401-1772 |
| Document Number | 004408/230 |
| Book / Page | 4408 / 230 |
| Instrument Date | Jan 5, 2006 |
| Instrument | 2006-000246 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $67.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Investor | Possibly a Property Investor |
| Document Number | 2006000247 |
|---|---|
| Date | Jan 9, 2006 |
| Instrument | 2006-000247 |
| Name | M & T MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2036 |
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Ardmore Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,809 (+0.74%) Land $1,200 Building $6,609 | $65,073 (+0.72%) Land $10,000 Building $55,073 | |
| 2025 | $773.00 (-0.13%) | $7,752 (-3.06%) Land $1,200 Building $6,552 | $64,606 (-22.95%) Land $10,000 Building $54,606 |
| 2024 | $774.00 (+2.79%) | $7,997 (+4.99%) Land $942 Building $7,055 | $83,846 (-2.19%) Land $10,000 Building $73,846 |
| 2023 | $753.00 | $7,617 Land $895 Building $6,722 | $85,722 Land $10,000 Building $75,722 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 77% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARDMORE serves 24,893 people · EPA ID OK1010814 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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