413 Lafitte Way, New Bern, NC 28560 Property Records

Craven County property record for 413 Lafitte Way, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,094 sqft · built 2006
Lot Size	0.457 acres (19,887 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,500 (Apr 2017)
Tax Bill	$1,375 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-206-1-066`

Property Details

APN / Parcel Number

Primary APN	`7-206-1-066`
Alternative APN	`115327`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,094 sqft Living Area
1st Floor Area	1,094 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,887 sqft (0.457 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	115327
Street Address	413 LAFITTE WAY
City	NEW BERN
State	NC
Zip	28560-8402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	66 NEUSE HARBOUR PHASE I
Legal Subdivision	NEUSE HARBOUR
Legal Phase	1
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	1
Census Block	1001
Census Tract	961101

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 LAFITTE WAY, NEW BERN, NC 28560-8402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 11, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Apr 27, 2017	Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2017 · Amount on Record
Deed Sale	Apr 27, 2017 · Amount on Record
Prior Sale	May 28, 2008 · Amount on Record
Deed Book / Page	3499 / 1025
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	413 LAFITTE WAY, NEW BERN, NC 28560-8402
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03742/2048
Date	Sep 30, 2022
Book Page	3742/2048
Instrument	10103860

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	413 LAFITTE WAY, NEW BERN, NC 28560-8402
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03587/1461
Date	Oct 11, 2019
Book Page	3587/1461
Instrument	10044687

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 27, 2017
Property Address	413 LAFITTE WAY, NEW BERN, NC 28560-8402
Document Number	03499/1025
Book / Page	3499 / 1025
Instrument Date	Apr 11, 2017
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 NEUSE HARBOUR BLVD, 215, NEW BERN, NC 28560-8492

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 LAFITTE WAY, NEW BERN, NC 28560-8402

Mortgage

Document Number	03499/1027
Date	Apr 27, 2017
Book Page	3499/1027

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,375.00	$280,350 (-) Land $60,000 Building $220,350	$280,350 (-) Land $60,000 Building $220,350
2025	$1,375.00 (+0.88%)	$280,350 (-) Land $60,000 Building $220,350	$280,350 (-) Land $60,000 Building $220,350
2023	$1,363.00 (+4.2%)	$280,350 (+31.4%) Land $60,000 Building $220,350	$280,350 (+31.4%) Land $60,000 Building $220,350
2022	$1,308.00	$213,360 Land $50,000 Building $163,360
2018			$213,360 Land $50,000 Building $163,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35

May also be available: Optimum, T-Mobile.

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