415 Lafitte Way, New Bern, NC 28560 Property Records

Craven County property record for 415 Lafitte Way, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,244 sqft · built 2006
Lot Size	0.457 acres (19,924 sqft)
Owner	2 Individual Names on Record
Last Sale	$427,000 (Aug 2025)
Tax Bill	$1,438 (2026)
Deeds & Mortgages	May 2026 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-206-1-067`

Property Details

APN / Parcel Number

Primary APN	`7-206-1-067`
Alternative APN	`85516`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,244 sqft Living Area
1st Floor Area	1,244 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,924 sqft (0.457 acres)
Garage Type	Attached
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	85516
Street Address	415 LAFITTE WAY
City	NEW BERN
State	NC
Zip	28560-8402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	67 NEUSE HARBOUR PHASE I
Legal Subdivision	NEUSE HARBOUR
Legal Phase	1
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	1
Census Block	1001
Census Tract	961101

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 LAFITTE WAY, NEW BERN, NC 28560-8402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Mar 4, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Oct 20, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	Oct 20, 2017 · Amount on Record
Deed Document Number	202510145194
Deed Book / Page	3849 / 1821
Prior Transfer Date	Jan 23, 2008
Prior Transfer Doc	2684/0901
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Recording Date	May 5, 2026
Property Address	415 LAFITTE WAY, NEW BERN, NC 28560-8402
Document Number	0010155767
Book / Page	3879 / 220
Instrument Date	Apr 30, 2026
Instrument	202610155767
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TRANSTAR NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 LAFITTE WAY, NEW BERN, NC 28560-8402

Mortgage

Document Number	0010155767,
Date	May 5, 2026
Book Page	3879/220
Instrument	202610155767

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	415 LAFITTE WAY, NEW BERN, NC 28560-8402
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 LAFITTE WAY, NEW BERN, NC 28560-8402

Mortgage

Document Number	03657/1180
Date	Mar 4, 2021
Book Page	3657/1180
Instrument	10070955

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 20, 2017
Property Address	415 LAFITTE WAY, NEW BERN, NC 28560-8402
Document Number	3517/0714
Book / Page	3517 / 0714
Instrument Date	Oct 11, 2017
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 LAFITTE WAY, NEW BERN, NC 28560-8402

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,438.00 (-11.45%)	$348,110 (+0.76%) Land $60,000 Building $288,110	$348,110 (+0.76%) Land $60,000 Building $288,110
2025		$345,500 (+3.42%) Land $60,000 Building $285,500	$345,500 (+3.42%) Land $60,000 Building $285,500
2024	$1,624.00 (+0.74%)
2023	$1,612.00 (+3.4%)	$334,090 (+30.3%) Land $60,000 Building $274,090	$334,090 (+30.3%) Land $60,000 Building $274,090
2022	$1,559.00	$256,400 Land $50,000 Building $206,400
2018			$256,400 Land $50,000 Building $206,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35

May also be available: Optimum, T-Mobile.

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