409 Lafitte Way, New Bern, NC 28560 Property Records

Craven County property record for 409 Lafitte Way, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,187 sqft · built 2006
Lot Size	0.473 acres (20,621 sqft)
Owner	2 Individual Names on File
Last Sale	$236,000 (May 2014)
Tax Bill	$1,294 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-206-1-064`

Property Details

APN / Parcel Number

Primary APN	`7-206-1-064`
Alternative APN	`61568`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,187 sqft Living Area
1st Floor Area	1,187 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2006
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,621 sqft (0.473 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	61568
Old Parcel Number	7-206-1-064
Street Address	409 LAFITTE WAY
City	NEW BERN
State	NC
Zip	28560-8402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	64 NEUSE HARBOUR PHASE I
Legal Subdivision	NEUSE HARBOUR
Legal Phase	1
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	1
Census Block	1001
Census Tract	961101

Owner

Source: Craven County records · APN 7-206-1-064

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 LAFITTE WAY, NEW BERN, NC 28560-8402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 2014 · Amount on Record
Deed Sale	May 01, 2014 · Amount on Record
Prior Sale	Apr 16, 2008 · Amount on Record
Deed Document Number	0003275266
Deed Book / Page	2731 / 0875
Prior Transfer Date	Jun 06, 2008
Prior Transfer Doc	0027310875
Record Updated	Jun 07, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	409 LAFITTE WAY, NEW BERN, NC 28560-8402
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03671/2073
Date	May 26, 2021
Book Page	3671/2073
Instrument	10076332

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,294.00	$317,000 (-) Land $60,000 Building $257,000	$317,000 (-) Land $60,000 Building $257,000
2023	$1,294.00 (-12.74%)	$317,000 (+30.28%) Land $60,000 Building $257,000	$317,000 (+30.28%) Land $60,000 Building $257,000
2022	$1,483.00	$243,330 Land $50,000 Building $193,330
2018			$243,330 Land $50,000 Building $193,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Wildfire

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35

May also be available: Optimum Communications, T-Mobile USA.

Based on FCC filings for 256 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.