413 Emerald Trl, Brandon, MS 39047 Property Records

Rankin County property record for 413 Emerald Trl, Brandon, MS 39047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,531 sqft · built 2018
Lot Size	0.236 acres (10,293 sqft)
Owner	2 Individual Names on File
Last Sale	$445,550 (Apr 2025)
Tax Bill	$3,384 (2025)
Deeds & Mortgages	Feb 2022 Refinance Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`H11J000004 02250`

Property Details

APN / Parcel Number

Primary APN	`H11J000004 02250`
Alternative APN	`81058`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,531 sqft Adjusted Area
1st Floor Area	2,049 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	10,293 sqft (0.236 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	81058
Street Address	413 EMERALD TRL
City	BRANDON
State	MS
Zip	39047-6513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 225 GARDENS OF MANSHIP PHASE 5 & 6
Legal Range	03E
Legal Township	06N
Legal Section	18
Legal Subdivision	GARDENSANSHIP PHASE 5
Legal Phase	5
Legal Lot Number	225
Jurisdiction	RANKIN MS
Township / Civil Division	2
Census Block Group	1
Census Block	1035
Census Tract	20212

Owner

Source: Rankin County records · APN H11J000004 02250

Assessment roll updated March 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	413 EMERALD TRL, BRANDON, MS 39047-6513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Mar 15, 2024	Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI
Apr 30, 2025	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
May 18, 2018	Grant Deed, Transfer NOT AVAILABLE
Jan 10, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2025 · Amount on Record
Deed Sale	Apr 30, 2025 · Amount on Record
Prior Sale	May 18, 2018 · Amount on Record
Deed Book / Page	2025 / 9299
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	413 EMERALD TRL, BRANDON, MS 39047-6513
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016701
Date	Feb 14, 2022
Book Page	3022/16701

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2042

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	413 EMERALD TRL, BRANDON, MS 39047-6513
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017942
Date	Mar 15, 2024
Book Page	3024/17942

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Mar 06, 2025

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Apr 30, 2025
Property Address	413 EMERALD TRL, BRANDON, MS 39047-6513
Document Number	0000009299
Book / Page	2025 / 9299
Instrument Date	Apr 29, 2025
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2222 HERITAGE HILL DR, JACKSON, MS 39211-5821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 EMERALD TRL, BRANDON, MS 39047-6513

Mortgage

Document Number	0302531707
Date	Apr 30, 2025
Instrument	3025/31707

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	0.06%
Adjustable	Adjustable Rate Rider
Type Change Date	May 01, 2032
Change Frequency	6 Months
Index	1-Year CMT

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RANKIN MS
Recording Date	May 18, 2018
Property Address	413 EMERALD TRL, BRANDON, MS 39047-6513
Document Number	0000009858
Instrument	9858
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RANKIN MS
Recording Date	Jan 10, 2017
Property Address	413 EMERALD TRL, BRANDON, MS 39047-6513
Document Number	0000000592
Instrument	592
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Rankin County records · Assessment roll updated March 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Municipality	Flowood City
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,384.00 (+8.85%) Homeowner's exemption	$25,759 (+11.81%)
2024	$3,109.00 (+201.84%)		$257,590 (+11.81%) Land $35,000 Building $222,590
2023		$23,039
2021			$230,390 Land $35,000 Building $195,390
2019	$1,030.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rankin County (28121C), as of August 15, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281210202121, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Nearby Flood Policies	50 in force
Nearby Flood Claims	18 (2003–2018)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Sep 2018 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Ozborn Communications Fixed Wireless	232 / 133
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xfinity.

Based on FCC filings for 146 locations within half a mile of this property.

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