407 Emerald Trl, Brandon, MS 39047 Property Records

Rankin County property record for 407 Emerald Trl, Brandon, MS 39047

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,546 sqft · built 2019
Lot Size	0.179 acres (7,827 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Jun 2022)
Tax Bill	$3,490 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit Jun 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`H11J000004 02220`

Property Details

APN / Parcel Number

Primary APN	`H11J000004 02220`
Alternative APN	`81055`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,546 sqft Adjusted Area
1st Floor Area	1,863 sqft
2nd Floor Area	277 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	7,827 sqft (0.179 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	81055
Street Address	407 EMERALD TRL
City	BRANDON
State	MS
Zip	39047-6513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 222 GARDENS OF MANSHIP PHASE 5 & 6
Legal Range	03E
Legal Township	06N
Legal Section	18
Legal Subdivision	GARDENS OF MANSHIP
Legal Phase	5
Legal Lot Number	222
Jurisdiction	RANKIN MS
Township / Civil Division	2
Census Block Group	1
Census Block	1035
Census Tract	20212

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 EMERALD TRL, BRANDON, MS 39047-6513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2025	Deed of Trust, Mortgage · Line of Credit FIRST COMMERCIAL BANK
Jun 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST COMMERCIAL BANK
Jun 8, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST COMMERCIAL BANK
May 1, 2019	Grant Deed, Transfer NOT AVAILABLE
May 18, 2018	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2022 · Amount on Record
Deed Sale	Jun 8, 2022 · Amount on Record
Prior Sale	Mar 8, 2022
Deed Book / Page	2022 / 13688
Transfer Doc	0000008943
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	407 EMERALD TRL, BRANDON, MS 39047-6513
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000443
Date	Jan 3, 2025
Book Page	3025/443

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Dec 16, 2029

Interest

Rate Type	Adjustable Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	407 EMERALD TRL, BRANDON, MS 39047-6513
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061145
Date	Jun 8, 2022
Book Page	3022/61145

Lender

Name	FIRST COMMERCIAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Jul 1, 2027

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Jun 8, 2022
Property Address	407 EMERALD TRL, BRANDON, MS 39047-6513
Document Number	0000013688
Book / Page	2022 / 13688
Instrument Date	Jun 7, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 EMERALD TRL, BRANDON, MS 39047-6513
Investor	Possibly a Property Investor

Mortgage

Document Number	0302261145
Date	Jun 8, 2022
Instrument	3022/61145

Lender

Name	FIRST COMMERCIAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jul 1, 2027

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RANKIN MS
Recording Date	May 1, 2019
Property Address	407 EMERALD TRL, BRANDON, MS 39047-6513
Document Number	0000008943
Instrument	8943
Transaction Type	Transfer
Record Updated	Mar 22, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RANKIN MS
Recording Date	May 18, 2018
Property Address	407 EMERALD TRL, BRANDON, MS 39047-6513
Document Number	0000009850
Instrument	9850
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Municipality	Flowood City
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,490.00 (+8.55%) Homeowner's exemption	$26,557 (+11.89%)
2024	$3,215.00 (+330.39%)		$265,570 (+11.89%) Land $35,000 Building $230,570
2023		$23,734
2021			$237,340 Land $35,000 Building $202,340
2019	$747.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Nearby Flood Policies	50 in force
Nearby Flood Claims	18 (2003–2018)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
NETSPEEDMS Fixed Wireless	232 / 133
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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