413 E Oxford St, Duluth, MN 55803 Property Records

St. Louis County property record for 413 E Oxford St, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.229 acres (9,974 sqft)
Owner	Individual Name on File
Last Sale	$209,900 (Jul 2017)
Tax Bill	$388 (2026)
Deeds & Mortgages	May 2023 Line of Credit Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3870-01460`

Property Details

APN / Parcel Number

Primary APN	`010-3870-01460`
Alternative APN	`1033379`

Exterior

Lot Area	9,974 sqft (0.229 acres)

Location & Zoning

Account Number	1033379
Street Address	413 E OXFORD ST
City	DULUTH
State	MN
Zip	55803-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 THRU 9 SERIAL #
Legal Subdivision	PRINCETON PLACE ADD TO DULUTH
Legal Block	5
Legal Lot Number	7-9
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2012
Census Tract	500

Owner

Source: St. Louis County records · APN 010-3870-01460

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	413 E OXFORD ST, DULUTH, MN 55803-2309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE
Jul 10, 2017	Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 10, 2017 · Amount on Record
Deed Sale	Jul 10, 2017 · Amount on Record
Prior Sale	Oct 09, 2013 · Amount on Record
Deed Document Number	2017986996
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	413 E OXFORD ST, DULUTH, MN 55803-2309
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001068445
Date	May 19, 2023
Instrument	1068445

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Apr 14, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 10, 2017
Property Address	413 E OXFORD ST, DULUTH, MN 55803-2309
Document Number	000T986996
Instrument Date	Jun 27, 2017
Instrument	T986996
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$692.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E OXFORD ST DULUTH MN 558032309, DULUTH, MN 55803-2309

Mortgage

Document Number	T986997
Date	Jul 10, 2017
Instrument	T986997

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 09, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$388.00 (+2.65%) Homeowner's exemption
2025	$378.00 (+23.53%) Homeowner's exemption	$29,700 (+7.22%) Land $29,700	$29,700 (+7.22%) Land $29,700
2024	$306.00	$27,700 (+45.79%) Land $27,700	$27,700 (+45.79%) Land $27,700
2022		$19,000 Land $19,000	$19,000 Land $19,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370005002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1997, rainfall accumulation, Severe Flooding, High Winds,severe Storms

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 335 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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