403 E Oxford St, Duluth, MN 55803 Property Records

St. Louis County property record for 403 E Oxford St, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 1,460 sqft · built 1926
Lot Size	0.152 acres (6,650 sqft)
Owner	Individual Name on File
Tax Bill	$4,496 (2026)
Flood Zone	Zone X (minimal risk)
APN	`010-3870-01830`

Property Details

APN / Parcel Number

Primary APN	`010-3870-01830`
Alternative APN	`45092`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,460 sqft Gross Area
1st Floor Area	844 sqft
Basement Area	211 sqft
Finished Basement	211 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	6,650 sqft (0.152 acres)
Garage Area	576 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	40 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	45092
Street Address	403 E OXFORD ST
City	DULUTH
State	MN
Zip	55803-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 45 AND 46 SERIAL #
Legal Subdivision	PRINCETON PLACE ADD TO DULUTH
Legal Block	5
Legal Lot Number	45-46
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2012
Census Tract	500

Owner

Source: St. Louis County records · APN 010-3870-01830

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	403 E OXFORD ST, DULUTH, MN 55803-2309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Feb 22, 2024
Transfer Doc	0001077119
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,496.00 (+4.85%) Homeowner's exemption
2025	$4,288.00 (+6.35%) Homeowner's exemption	$348,400 (+6.38%) Land $46,800 Building $301,600	$348,400 (+6.38%) Land $46,800 Building $301,600
2024	$4,032.00	$327,500 (+28.33%) Land $43,600 Building $283,900	$327,500 (+28.33%) Land $43,600 Building $283,900
2022		$255,200 Land $29,900 Building $225,300	$255,200 Land $29,900 Building $225,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1997 · Severe Flooding, High Winds,severe Storms

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 335 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Duluth serves 86,859 people
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.