320 E Oxford St, Duluth, MN 55803 Property Records

St. Louis County property record for 320 E Oxford St, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,225 sqft · built 1920
Lot Size	0.198 acres (8,626 sqft)
Owner	Individual Name on File
Last Sale	$173,000 (Dec 2017)
Tax Bill	$3,680 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3870-02990`

Property Details

APN / Parcel Number

Primary APN	`010-3870-02990`
Alternative APN	`1044043`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,225 sqft Gross Area
1st Floor Area	796 sqft
Basement Area	199 sqft
Finished Basement	199 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	8,626 sqft (0.198 acres)
Garage Area	720 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	104 sqft
Deck Area	72 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1044043
Street Address	320 E OXFORD ST
City	DULUTH
State	MN
Zip	55803-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 17 AND 18 SERIAL #
Legal Subdivision	PRINCETON PLACE ADD TO DULUTH
Legal Block	8
Legal Lot Number	17-18
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2010
Census Tract	500

Owner

Source: St. Louis County records · APN 010-3870-02990

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	320 E OXFORD ST, DULUTH, MN 55803-2326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 07, 2023	Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU
Dec 28, 2017	Grant Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 28, 2017 · Amount on Record
Deed Sale	Dec 28, 2017 · Amount on Record
Deed Document Number	20171324900
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	320 E OXFORD ST, DULUTH, MN 55803-2326
Transaction Type	Mortgage
Record Updated	Mar 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001461432
Date	Feb 07, 2023
Instrument	1461432

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 28, 2017
Property Address	320 E OXFORD ST, DULUTH, MN 55803-2326
Document Number	00A1324900
Instrument Date	Dec 15, 2017
Instrument	A1324900
Transaction Type	Transfer
Record Updated	Jan 10, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 E OXFORD ST DULUTH MN 558032326, DULUTH, MN 55803-2326

Mortgage

Document Number	A1324901
Date	Dec 28, 2017
Instrument	A1324901

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,680.00 (+4.66%) Homeowner's exemption
2025	$3,516.00 (-8.39%) Homeowner's exemption	$292,500 (+6.32%) Land $54,100 Building $238,400	$292,500 (+6.32%) Land $54,100 Building $238,400
2024	$3,838.00	$275,100 (+12.75%) Land $50,500 Building $224,600	$275,100 (+12.75%) Land $50,500 Building $224,600
2022		$244,000 Land $34,600 Building $209,400	$244,000 Land $34,600 Building $209,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370005002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1997, rainfall accumulation, Severe Flooding, High Winds,severe Storms

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 335 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E Oxford St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures