413 E Main St, Terre Hill, PA 17581 Property Records

Lancaster County property record for 413 E Main St, Terre Hill, PA 17581

Property Summary

Property Type	Duplex
Details	7 bd · 3.5 ba · 3,520 sqft · built 1880
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$142,500 (May 2001)
Tax Bill	$5,058 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590-95988-0-0000`

Property Details

APN / Parcel Number

Primary APN	`590-95988-0-0000`

Interior

Bedrooms	7 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,520 sqft Living Area
Gross Area	5,555 sqft
1st Floor Area	1,924 sqft
Upper Floors Area	1,596 sqft
Basement Area	1,930 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Material	Metal
Lot Area	27,443 sqft (0.63 acres)
Garage Area	1 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	532 sqft
Deck Area	346 sqft
Patio Area	346 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	413 E MAIN ST
City	TERRE HILL
State	PA
Zip	17581-9623
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Jurisdiction	LANCASTER PA
Township / Civil Division	TERRE HILL
Census Block Group	3
Census Block	3024
Census Tract	12701

Owner

413 E Main St, a duplex, is owned and occupied by two individuals who acquired it in January 2005.

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	415 E MAIN ST, TERRE HILL, PA 17581-9623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE EPHRATA NATIONAL BANK
Aug 29, 2018	Deed of Trust, Mortgage · ARM THE EPHRATA NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2001 · Amount on File
Deed Sale	May 2, 2001 · Amount on File
Deed Document Number	20011026998
Deed Book / Page	7085 / 379
Last Transfer Date	Jan 12, 2005
Transfer Doc	0005393751
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	413 E MAIN ST, TERRE HILL, PA 17581-9623
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006622950
Date	Aug 6, 2021
Instrument	6622950

Lender

Name	THE EPHRATA NATIONAL BANK
Type	Bank
Address	EPHRATA, PA 17522

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	413 E MAIN ST, EAST EARL, PA 17519
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006416041
Date	Aug 29, 2018
Instrument	6416041

Lender

Name	THE EPHRATA NATIONAL BANK
Type	Bank
Address	EPHRATA, PA 17522

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Sep 1, 2023
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

The 2025 property tax bill for 413 E Main St was $5,058 with a homeowner's exemption, up 1.5% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Terre Hill Borough
Unified School District	Eastern Lancaster County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,700 Land $52,900 Building $190,800	$243,700 Land $52,900 Building $190,800
2025	$5,058.00 (+1.46%)
2024	$4,985.00	$243,700 Land $52,900 Building $190,800
2018			$243,700 Land $52,900 Building $190,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TERRE HILL BOROUGH serves 1,295 people · EPA ID PA7360119
Water Source	Groundwater
Last State Inspection	Jul 2023
Copper	1.93 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Upward Broadband.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures