402 E Main St, Terre Hill, PA 17581 Property Records

Lancaster County property record for 402 E Main St, Terre Hill, PA 17581

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,150 sqft · built 1890
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jul 2022)
Tax Bill	$3,217 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`590-60650-0-0000`

Property Details

APN / Parcel Number

Primary APN	`590-60650-0-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,150 sqft Living Area
Gross Area	2,670 sqft
1st Floor Area	1,156 sqft
Upper Floors Area	994 sqft
Basement Area	450 sqft
Game Room	Game Room

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Roof Material	Metal
Lot Area	12,632 sqft (0.29 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	402 E MAIN ST
City	TERRE HILL
State	PA
Zip	17581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	402 E MAIN ST
Legal Lot Number	4
Jurisdiction	LANCASTER PA
Township / Civil Division	TERRE HILL
Census Block Group	3
Census Block	3017
Census Tract	12701

Owner

402 E Main St is owned and occupied by an individual who bought it in July 2022.

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	402 E MAIN ST, TERRE HILL, PA 17581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 21, 2020	Deed of Trust, Mortgage CALIBER HM LOANS
Dec 3, 2018	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS
May 24, 2018	Deed of Trust, Mortgage ELVIN SENSENIG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Prior Sale	Dec 3, 2018 · Amount on File
Deed Document Number	20226693949
Record Updated	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Jul 25, 2022
Property Address	402 E MAIN ST, TERRE HILL, PA 17581
Document Number	0006693949
Instrument Date	Jul 22, 2022
Instrument	6693949
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	REA ABSTRACT, REGAL ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E MAIN ST, TERRE HILL, PA 17581

Mortgage

Document Number	0006693950
Date	Jul 25, 2022
Instrument	6693950

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	402 E MAIN ST, TERRE HILL, PA 17581
Document Number	0006523810
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	LAND TRANSFER, LAND TRANSFER CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 278 TERRE HILL PA 175810278, TERRE HILL, PA 17581-0278

Mortgage

Document Number	0006523810
Date	May 27, 2020
Instrument	6523810

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 26, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Dec 3, 2018
Property Address	402 E MAIN ST, TERRE HILL, PA 17581
Document Number	0006431302
Instrument Date	Nov 20, 2018
Instrument	6431302
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	REGAL ABSTRACT LANCASTER, REGAL ABS LANCASTER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	402 E MAIN ST TERRE HILL PA 17581, TERRE HILL, PA 17581

Mortgage

Document Number	6431303
Date	Dec 3, 2018
Instrument	6431303

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	402 E MAIN ST, TERRE HILL, PA 17581
Document Number	0006400470
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 756 TERRE HILL PA 175810756, TERRE HILL, PA 17581-0756

Mortgage

Document Number	0006400470
Date	Jun 4, 2018
Instrument	6400470

Lender

Name	ELVIN SENSENIG
Address	1563 UNION GROVE RD, EAST EARL, PA 17519-9521

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 402 E Main St was $3,217 with a homeowner's exemption, up 1.5% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Terre Hill Borough
Unified School District	Eastern Lancaster County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,000 Land $41,900 Building $113,100	$155,000 Land $41,900 Building $113,100
2025	$3,217.00 (+1.45%)
2024	$3,171.00	$155,000 Land $41,900 Building $113,100
2018			$155,000 Land $41,900 Building $113,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TERRE HILL BOROUGH serves 1,295 people · EPA ID PA7360119
Water Source	Groundwater
Last State Inspection	Jul 2023
Copper	1.93 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Upward Broadband.

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