409 E Main St, Terre Hill, PA 17581 Property Records

Lancaster County property record for 409 E Main St, Terre Hill, PA 17581

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,411 sqft · built 2012
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Sep 2012)
Tax Bill	$4,942 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590-78962-0-0000`

Property Details

APN / Parcel Number

Primary APN	`590-78962-0-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,411 sqft Living Area
Gross Area	3,416 sqft
1st Floor Area	1,411 sqft
Basement Area	1,403 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	119 sqft
Deck Area	184 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 E MAIN ST
City	TERRE HILL
State	PA
Zip	17581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	EAST MAIN STREET
Jurisdiction	LANCASTER PA
Township / Civil Division	TERRE HILL
Census Block Group	3
Census Block	3024
Census Tract	12701

Owner

409 E Main St is owned and occupied by two individuals who bought it in September 2012.

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 E MAIN ST, TERRE HILL, PA 17581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Jun 27, 2019	Grant Deed, Transfer · FHA Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2012 · Amount on File
Deed Sale	Sep 13, 2012 · Amount on File
Prior Sale	Dec 29, 2005 · Amount on File
Deed Document Number	20126022655
Prior Transfer Date	Dec 27, 2005
Prior Transfer Doc	0005487615
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	409 MAIN ST, TERRE HILL, PA 17581
Transaction Type	Mortgage
Record Updated	Mar 15, 2023
Title Company	LAND TRANSFER, LAND TRANSFER CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0006612877
Date	Jun 25, 2021
Instrument	6612877

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Jun 27, 2019
Property Address	409 MAIN ST, TERRE HILL, PA 17581
Document Number	0006464937
Instrument Date	Jun 7, 2019
Instrument	6464937
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	LAND TRANSFER, LAND TRANSFER CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,499.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 E MAIN ST TERRE HILL PA 17581, TERRE HILL, PA 17581

Mortgage

Document Number	6464938
Date	Jun 27, 2019
Instrument	6464938

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 409 E Main St was $4,942 with a homeowner's exemption, up 1.5% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Terre Hill Borough
Unified School District	Eastern Lancaster County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,100 Land $44,500 Building $193,600	$238,100 Land $44,500 Building $193,600
2025	$4,942.00 (+1.46%)
2024	$4,871.00	$238,100 Land $44,500 Building $193,600
2018			$238,100 Land $44,500 Building $193,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TERRE HILL BOROUGH serves 1,295 people · EPA ID PA7360119
Water Source	Groundwater
Last State Inspection	Jul 2023
Copper	1.93 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Upward Broadband.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures