413 E Center St, Dieterich, IL 62424 Property Records

Effingham County property record for 413 E Center St, Dieterich, IL 62424

Property Summary

Property Type	Commercial
Lot Size	3.01 acres (131,116 sqft)
Owner	Company Name on Record
Last Sale	$315,000 (Dec 2024)
Tax Bill	$1,422 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2025 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-20-009-078`

Property Details

APN / Parcel Number

Primary APN	`02-20-009-078`
Alternative APN	`02-20-009-108`

Exterior

Lot Area	131,116 sqft (3.01 acres)

Location & Zoning

Street Address	405 E CENTER ST
City	DIETERICH
State	IL
Zip	62424-1003
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 1 SWEET CORN SUB 23003472 3304/145 3229/274 3019/251 2986/155 2332/97 2174/331 1834/149 1749/242 1467/145 1414/46 1413/32
Legal Subdivision	KESTERS SUBDIVISION
Legal Lot Number	1
Jurisdiction	EFFINGHAM IL
Township / Civil Division	BISHOP
Census Block Group	1
Census Block	1090
Census Tract	950500

Owner

Source: Effingham County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	307 S MAIN ST, DIETERICH, IL 62424-1102
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · SBA Mortgage SMALL BUSN GROWTH
Sep 18, 2025	Deed of Trust, Mortgage · Construction Mortgage MIDLAND STATES BANK
Sep 18, 2025	Deed of Trust, Mortgage · Construction Mortgage MIDLAND STATES BANK
Oct 25, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 11, 2020	Deed of Trust, Mortgage · Line of Credit TEUTOPOLIS STATE BANK
Jun 2, 2017	Warranty Deed, Transfer · Line of Credit TEUTOPOLIS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2024 · Amount on Record
Deed Sale	Dec 3, 2024 · Amount on Record
Deed Document Number	20243970
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 30, 2026
Property Address	405 E CENTER ST, DIETERICH, IL 62424-1003
Document Number	0000001570
Instrument Date	Apr 24, 2026
Instrument	20261570
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000001570,
Date	Apr 30, 2026
Instrument	20261570

Lender

Name	SMALL BUSN GROWTH

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	413 E CENTER ST, DIETERICH, IL 62424-1003
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 S MAIN ST, DIETERICH, IL 62424-1102

Mortgage

Document Number	202525003375
Date	Sep 18, 2025
Instrument	202525003375

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	110 S 5TH ST, EFFINGHAM, IL 62401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	413 E CENTER ST, DIETERICH, IL 62424-1003
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 S MAIN ST, DIETERICH, IL 62424-1102

Mortgage

Document Number	202525003377
Date	Sep 18, 2025
Instrument	202525003377

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	110 S 5TH ST, EFFINGHAM, IL 62401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Dec 9, 2026

Interest

Rate Type	Adjustable Rate

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Oct 25, 2023
Property Address	413 E CENTER ST, DIETERICH, IL 62424-1003
Document Number	202323003472
Map Reference	MB 857 PG 168
Instrument Date	Oct 20, 2023
Instrument	202323003472
Transaction Type	Transfer
Record Updated	Feb 22, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 S MAIN ST, DIETERICH, IL 62424-1102

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	413 E CENTER ST, DIETERICH, IL 62424-1003
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003533/227
Date	Feb 11, 2020
Book Page	3533/227
Instrument	202020000637

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	TEUTOPOLIS, IL 62467

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Mar 6, 2025

Interest

Rate	4.75%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jun 2, 2017
Property Address	413 E CENTER ST, DIETERICH, IL 62424-1003
Document Number	003304/145
Book / Page	3304 / 145
Map Reference	MB 3 PG 126
Instrument Date	Jun 1, 2017
Instrument	201701702396
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E CENTER ST, DIETERICH, IL 62424-1003

Mortgage

Document Number	201701702397
Date	Jun 2, 2017
Instrument	201701702397

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2022

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Bishop Township
Municipality	Dieterich Village
Unified School District	Dieterich Community Unit School District 30 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,422.00 (-43.88%)	$19,580 (-42.5%) Land $19,580	$58,740 (-42.5%) Land $58,740
2024	$2,534.00 (+101.91%)	$34,050 (+79.97%) Land $34,050	$102,150 (+79.97%) Land $102,150
2022	$1,255.00	$18,920 Land $8,910 Building $10,010	$56,760 Land $26,730 Building $30,030

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIETERICH serves 900 people · EPA ID IL0490150
Water Source	Purchased groundwater from EJ WATER COOPERATIVE
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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