401 E Center St, Dieterich, IL 62424 Property Records

Effingham County property record for 401 E Center St, Dieterich, IL 62424

Property Summary

Property Type	Single Family Home
Lot Size	0.719 acres (31,363 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Aug 2019)
Tax Bill	$176 (2022)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-20-009-087`

Property Details

APN / Parcel Number

Primary APN	`02-20-009-087`

Exterior

Lot Area	31,363 sqft (0.719 acres)

Location & Zoning

Street Address	401 E CENTER ST
City	DIETERICH
State	IL
Zip	62424-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 176FT OF E 1116FT OF N 200FT OF S 429FT EXCEPT S 20FT OF W 100.5FT THEREOF AND ALSO EXCEPT ROW 3487/197 2682/92 2406/261 23
Jurisdiction	EFFINGHAM IL
Township / Civil Division	BISHOP
Census Block Group	1
Census Block	1090
Census Tract	950500

Owner

401 E Center St is owned by an individual who bought it in August 2019.

Source: Effingham County records, as of August 18, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	307 W JOURDAN ST, NEWTON, IL 62448-1932
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · SBA Mortgage NONE LISTED ON DOCUMENT
Aug 12, 2019	Warranty Deed, Transfer · Commercial Mortgage THE PEOPLES STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2019 · Amount on File
Deed Sale	Aug 12, 2019 · Amount on File
Prior Sale	Aug 4, 2016 · Amount on File
Deed Document Number	201901903112
Deed Book / Page	3487 / 197
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 30, 2026
Property Address	401 E CENTER ST, DIETERICH, IL 62424-1003
Document Number	0000001570
Instrument Date	Apr 24, 2026
Instrument	20261570
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000001570,
Date	Apr 30, 2026
Instrument	20261570

Lender

Agreement

Type	SBA Mortgage
Amount	Amount on Record

Interest

Rate	6.38%
Max Rate	-1%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 12, 2019
Property Address	401 E CENTER ST, DIETERICH, IL 62424-1003
Document Number	003487/197
Book / Page	3487 / 197
Instrument Date	Aug 9, 2019
Instrument	201901903112
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	307 W JOURDAN ST, NEWTON, IL 62448-1932

Mortgage

Document Number	201901903113
Date	Aug 12, 2019
Instrument	201901903113

Lender

Name	THE PEOPLES STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 9, 2024

Interest

Rate	5.3%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Bishop Township
Municipality	Dieterich Village
Unified School District	Dieterich Community Unit School District 30 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$176.00	$9,600 Land $8,190 Building $1,410	$28,800 Land $24,570 Building $4,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 E Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 E Center St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIETERICH serves 900 people · EPA ID IL0490150
Water Source	Purchased groundwater from EJ WATER COOPERATIVE
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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