406 E Center St, Dieterich, IL 62424 Property Records

Effingham County property record for 406 E Center St, Dieterich, IL 62424

Property Summary

Property Type	Commercial
Details	4,800 sqft · built 2018
Lot Size	4.95 acres (215,622 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,656 (2025)
Deeds & Mortgages	Jan 2019 Construction Loan Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-14-012-034`

Property Details

APN / Parcel Number

Primary APN	`02-14-012-034`

Interior

Building Area	4,800 sqft Base Area
1st Floor Area	4,800 sqft
Basement Area	4,800 sqft
Unfinished Basement	4,800 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	215,622 sqft (4.95 acres)
Garage Area	4,800 sqft
Parking Spaces	16 Parking Spaces

Location & Zoning

Street Address	406 E CENTER ST
City	DIETERICH
State	IL
Zip	62424
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PT LOT 1 RICK PROBST SUB 3815/185 3388/189 3288/36 1458/66
Legal Subdivision	PROBST SUB
Legal Lot Number	1
Jurisdiction	EFFINGHAM IL
Township / Civil Division	BISHOP
Census Block Group	1
Census Block	1041
Census Tract	950500

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	204 NIEBRUGGE AVE, DIETERICH, IL 62424-1149
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF WATERLOO
Oct 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF WATERLOO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	406 E CENTER ST, DIETERICH, IL 62424-1002
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003439/295
Date	Jan 3, 2019
Book Page	3439/295
Instrument	201901900017

Lender

Name	FIRST NATIONAL BANK OF WATERLOO
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Construction Mortgage
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	406 E CENTER ST, DIETERICH, IL 62424-1002
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	BURNETT TITLE, BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003508/284
Date	Oct 29, 2019
Book Page	3508/284
Instrument	201901904418

Lender

Name	FIRST NATIONAL BANK OF WATERLOO
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Bishop Township
Municipality	Dieterich Village
Unified School District	Dieterich Community Unit School District 30 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,656.00	$94,120 (+33.69%) Land $8,840 Building $85,280	$282,360 (+33.69%) Land $26,520 Building $255,840
2022		$70,400 Land $6,620 Building $63,780	$211,200 Land $19,860 Building $191,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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