413 Duncan Dr, Liberty, MO 64068 Property Records

Clay County property record for 413 Duncan Dr, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,528 sqft · built 2006
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$283,600 (Jul 2020)
Tax Bill	$5,362 (2025)
Deeds & Mortgages	Apr 2026 Transfer May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-106-00-03-028.00`

Property Details

APN / Parcel Number

Primary APN	`15-106-00-03-028.00`
Alternative APNs	`1510600030280001` `244687`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,528 sqft Living Area
Gross Area	4,571 sqft
1st Floor Area	1,164 sqft
Basement Area	1,164 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	3 Parking Spaces
Porch	Screened Porch
Deck Area	156 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	413 DUNCAN DR
City	LIBERTY
State	MO
Zip	64068-3558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUNCAN FIELDS LT 55
Legal Range	31W
Legal Township	51N
Legal Section	06
Legal Subdivision	DUNCAN FIELDS
Legal Lot Number	55
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3007
Census Tract	21401

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 DUNCAN DR, LIBERTY, MO 64068-3558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 24, 2022	Deed of Trust, Mortgage · Line of Credit CLAY COUNTY SAVINGS BANK
May 20, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 31, 2020	Intrafamily Transfer, Transfer · FHA Mortgage COMMUNITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Mar 16, 2006
Deed Document Number	202026588
Deed Book / Page	8752 / 91
Prior Transfer Date	Mar 3, 2006
Prior Transfer Doc	0000018392
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MO
Recording Date	Apr 22, 2026
Property Address	413 DUNCAN DR, LIBERTY, MO 64068-3558
Document Number	0000010577
Book / Page	10152 / 82
Instrument Date	Apr 22, 2026
Instrument	202610577
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 DUNCAN DR, LIBERTY, MO 64068-3558

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	413 DUNCAN DR, LIBERTY, MO 64068-3558
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 DUNCAN DR, LIBERTY, MO 64068-3558

Mortgage

Document Number	0000017168
Date	May 24, 2022
Book Page	9372/65
Instrument	2022017168

Lender

Name	CLAY COUNTY SAVINGS BANK
Type	Bank
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 19, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	413 DUNCAN DR, LIBERTY, MO 64068-3558
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021816
Date	May 20, 2021
Book Page	9060/132
Instrument	2021021816

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Sep 1, 2050

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY MO
Recording Date	Jul 31, 2020
Property Address	413 DUNCAN DR, LIBERTY, MO 64068-3558
Document Number	0000026588
Book / Page	8752 / 91
Instrument Date	Jul 31, 2020
Instrument	2020026588
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 DUNCAN DR, LIBERTY, MO 64068-3558

Mortgage

Document Number	0000026589
Date	Jul 31, 2020
Instrument	2020026589

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Liberty City
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,362.00 (+3.83%)	$74,630 (+11.14%)	$392,789 (+11.14%)
2024	$5,164.00 (-1.68%)
2023	$5,252.00 (+20.87%)	$67,150	$353,421
2019	$4,345.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY PWS serves 30,800 people · EPA ID MO1010466
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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