321 Duncan Dr, Liberty, MO 64068 Property Records

Clay County property record for 321 Duncan Dr, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,790 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Tax Bill	$6,726 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-106-00-03-020.00`

Property Details

APN / Parcel Number

Primary APN	`15-106-00-03-020.00`
Alternative APNs	`1510600030200001` `262830`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,790 sqft Living Area
Gross Area	3,959 sqft
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	115 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Wood Porch
Deck Area	180 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	321 DUNCAN DR
City	LIBERTY
State	MO
Zip	64068-3498
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUNCAN FIELDS LT 57
Legal Range	31W
Legal Township	51N
Legal Section	06
Legal Subdivision	DUNCAN FIELDS
Legal Lot Number	57
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3007
Census Tract	21401

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 DUNCAN DR, LIBERTY, MO 64068-3498
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Apr 28, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2022
Deed Sale	Apr 28, 2022
Prior Sale	Jul 18, 2018
Deed Document Number	202214125
Deed Book / Page	9355 / 119
Prior Transfer Date	Jan 11, 2008
Prior Transfer Doc	0000001743
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	321 DUNCAN DR, LIBERTY, MO 64068-3498
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	AUSTIN TITLE, ATC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 DUNCAN DR, LIBERTY, MO 64068-3498
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014259
Date	Apr 29, 2022
Book Page	9356/89
Instrument	2022014259

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	321 DUNCAN DR, LIBERTY, MO 64068-3498
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024822
Date	Jul 21, 2020
Book Page	8740/92
Instrument	2020024822

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Apr 28, 2022
Property Address	321 DUNCAN DR, LIBERTY, MO 64068-3498
Document Number	0000014125
Book / Page	9355 / 119
Instrument Date	Apr 18, 2022
Instrument	2022014125
Transaction Type	Transfer
Record Updated	May 4, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 DUNCAN DR, LIBERTY, MO 64068-3498
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Liberty City
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,726.00 (+9.05%)	$93,610 (+18.69%)	$492,684 (+18.69%)
2023	$6,168.00 (+39.52%)	$78,870	$415,105
2019	$4,421.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY PWS serves 30,800 people · EPA ID MO1010466
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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