421 Duncan Dr, Liberty, MO 64068 Property Records

Clay County property record for 421 Duncan Dr, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,677 sqft · built 2005
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$4,243 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-106-00-03-030.00`

Property Details

APN / Parcel Number

Primary APN	`15-106-00-03-030.00`
Alternative APNs	`1510600030300001` `300951`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	1,677 sqft Living Area
Gross Area	2,703 sqft
1st Floor Area	1,677 sqft
Basement Area	294 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Wood Porch
Deck Area	192 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	421 DUNCAN DR
City	LIBERTY
State	MO
Zip	64068-3558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUNCAN FIELDS LT 53
Legal Range	31W
Legal Township	51N
Legal Section	06
Legal Subdivision	DUNCAN FIELDS
Legal Lot Number	53
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3007
Census Tract	21401

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 DUNCAN DR, LIBERTY, MO 64068-3558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CU
Jun 27, 2019	Deed of Trust, Mortgage COMMUNITYAMERICA CU
Jun 28, 2019	Warranty Deed, Transfer COFFELT LAND TITLE INC
May 25, 2018	Deed of Trust, Mortgage · VA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019
Deed Sale	Jun 28, 2019
Prior Sale	Aug 20, 2013 · Amount on Record
Deed Document Number	201917309
Deed Book / Page	8442 / 94
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	421 DUNCAN DR, LIBERTY, MO 64068-3558
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	TRUSTED TILE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036468
Date	Oct 1, 2020
Book Page	8818/78
Instrument	2020036468

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	421 DUNCAN DR, LIBERTY, MO 64068-3558
Document Number	0000017449
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	KANSAS CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1445 COVENTRY LN LIBERTY MO 640683284, LIBERTY, MO 64068-3284

Mortgage

Document Number	0000017449
Date	Jul 1, 2019
Book Page	008443/000057
Instrument	17449

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jun 28, 2019
Property Address	421 DUNCAN DR, LIBERTY, MO 64068-3558
Document Number	0000017309
Book / Page	008442 / 000094
Instrument Date	Jun 20, 2019
Instrument	17309
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	COFFELT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 DUNCAN DR LIBERTY MO 640683558, LIBERTY, MO 64068-3558

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	421 DUNCAN DR, LIBERTY, MO 64068-3558
Document Number	0000017454
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 26, 2018
Title Company	EQUITY NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 DUNCAN DR LIBERTY MO 640683558, LIBERTY, MO 64068-3558

Mortgage

Document Number	0000017454
Date	Jun 1, 2018
Book Page	008209/000100
Instrument	17454

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Liberty City
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,243.00 (+3.26%)	$59,050 (+12.39%)	$310,789 (+12.39%)
2023	$4,109.00 (+15.1%)	$52,540	$276,526
2019	$3,570.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY PWS serves 30,800 people · EPA ID MO1010466
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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