Madison County property record for 413 Drayton Pl, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.863 acres (37,613 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $332,000 (Dec 2021) |
| Tax Bill | $3,130 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0068-014D-0035 |
| Primary APN | 0068-014D-0035 |
|---|---|
| Alternative APNs |
|
| Lot Area | 37,613 sqft (0.863 acres) |
|---|
| Account Number | 67698 |
|---|---|
| Street Address | 413 DRAYTON PL |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8196 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KENSINGTON PLACE LOT 35 |
| Legal Subdivision | KENSINGTON PLACE |
| Legal Lot Number | 35 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 10301 |
Source: Madison County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 413 DRAYTON PL, RICHMOND, KY 40475-8196 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Line of Credit NEXA MORTGAGE LLC |
| Dec 2, 2021 | Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2021 · Amount on Record |
| Deed Sale | Dec 2, 2021 · Amount on Record |
| Deed Document Number | 20212014066542 |
| Deed Book / Page | 815 / 176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 413 DRAYTON PL, RICHMOND, KY 40475-8196 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M2431/313 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | M2431/313 |
| Instrument | 2014305494 |
| Name | NEXA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MESA, AZ 85212 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 31, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 2, 2021 |
| Property Address | 413 DRAYTON PL, RICHMOND, KY 40475-8196 |
| Document Number | 00D815/176 |
| Book / Page | D815 / 176 |
| Map Reference | CAB 23 SL 205 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2014066542 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $332.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3558 BEREA RD, 3558, RICHMOND, KY 40475-8813 |
| Name | Verified Name |
|---|---|
| Address | 9037 BEGINNINGS WAY, RICHMOND, KY 40475-0002 |
| Document Number | 2014066543 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 2014066543 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,130.00 (-2.8%) | $332,000 (-) | $332,000 (-) |
| 2023 | $3,220.00 (-0.31%) | $332,000 (-) | $332,000 (-) |
| 2022 | $3,230.00 | $332,000 | $332,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Metronet, Verizon.
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