401 Drayton Pl, Richmond, KY 40475 Property Records

Madison County property record for 401 Drayton Pl, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	2,308 sqft
Owner	Individual Name on File
Last Sale	$285,000 (Apr 2024)
Tax Bill	$2,687 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0068-014D-0032`

Property Details

APN / Parcel Number

Primary APN	`0068-014D-0032`
Alternative APNs	`105735` `143040` `49592`

Interior

Stories	2 Stories
Building Area	2,308 sqft Living Area

Exterior

Exterior Material	Brick
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	49592
Street Address	401 DRAYTON PL
City	RICHMOND
State	KY
Zip	40475-8196
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENSINGTON PLACE LOT 32
Legal Subdivision	KENSINGTON PLACE
Legal Lot Number	32
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1020
Census Tract	10301

Owner

401 Drayton Pl is owned and occupied by an individual who bought it in April 2024.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	401 DRAYTON PL, RICHMOND, KY 40475-8196
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Deed, Transfer · FHA Mortgage GOPRIME MORTGAGE INC
Jun 20, 2017	Warranty Deed, Transfer · Conventional Mortgage PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2024 · Amount on File
Deed Sale	Apr 11, 2024 · Amount on File
Prior Sale	Jun 20, 2017 · Amount on File
Deed Document Number	2014198703
Deed Book / Page	D850 / 765
Record Updated	Jun 8, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 11, 2024
Property Address	401 DRAYTON PL, RICHMOND, KY 40475-8196
Document Number	00D850/765
Book / Page	D850 / 765
Map Reference	CAB 23 SL 205
Instrument Date	Apr 5, 2024
Instrument	2014198703
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 HILL CT, LANCASTER, KY 40444-1181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 DRAYTON PL, RICHMOND, KY 40475-8196

Mortgage

Document Number	1987040002
Date	Apr 11, 2024
Instrument	1987040002

Lender

Name	GOPRIME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jun 20, 2017
Property Address	401 DRAYTON PL, RICHMOND, KY 40475-8196
Document Number	D00746/312
Book / Page	D00746 / 312
Map Reference	CAB23 SL205
Instrument Date	Jun 19, 2017
Instrument	2013960339
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	634 WOODSIDE WALK TRL, 634, RICHMOND, KY 40475-7565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 DRAYTON PL, RICHMOND, KY 40475-8196

Mortgage

Document Number	2013960340
Date	Jun 20, 2017
Instrument	2013960340

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 401 Drayton Pl was $2,687 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,687.00 Additional exemption filed	$285,000	$285,000
2023	$1,713.00 (-3.49%) Homeowner's exemption	$223,000 (-)	$223,000 (-)
2022	$1,775.00 Homeowner's exemption	$223,000	$223,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Drayton Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Drayton Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Metronet, Verizon.

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