405 Drayton Pl, Richmond, KY 40475 Property Records

Madison County property record for 405 Drayton Pl, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,580 sqft
Owner	Individual Name on File
Last Sale	$164,000 (Jul 2019)
Tax Bill	$2,102 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0068-014D-0033`

Property Details

APN / Parcel Number

Primary APN	`0068-014D-0033`
Alternative APNs	`127072` `89927` `56693`

Interior

Stories	1 Story
Building Area	1,580 sqft Living Area

Exterior

Exterior Material	Brick
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	56693
Street Address	405 DRAYTON PL
City	RICHMOND
State	KY
Zip	40475-8196
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENSINGTON PLACE LOT 33
Legal Subdivision	KENSINGTON PLACE
Legal Lot Number	33
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1020
Census Tract	10301

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	405 DRAYTON PL, RICHMOND, KY 40475-8196
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2019 · Amount on File
Deed Sale	Jul 3, 2019 · Amount on File
Prior Sale	Sep 8, 2011 · Amount on File
Deed Document Number	2013994999
Deed Book / Page	D00775 / 417
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jul 3, 2019
Property Address	405 DRAYTON PL, RICHMOND, KY 40475-8196
Document Number	D00775/417
Book / Page	D00775 / 417
Map Reference	CAB 23 SL 205
Instrument Date	Jun 28, 2019
Instrument	2013994999
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	TITLE SUPPLIERS LLC, TITLE SUPPLIERS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 76, RICHMOND, KY 40476-0076

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 DRAYTON PL, RICHMOND, KY 40475-8196

Mortgage

Document Number	2013995000
Date	Jul 3, 2019
Instrument	2013995000

Lender

Name	MORTGAGE SUPPLIERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,102.00 (+9.48%) Additional exemption filed	$223,000 (+12.63%)	$223,000 (+12.63%)
2023	$1,920.00 (-0.31%)	$198,000 (-)	$198,000 (-)
2022	$1,926.00	$198,000	$198,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Metronet, Verizon.

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