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413 Downing Dr, Chardon, OH 44024 Property Records

Geauga County property record for 413 Downing Dr, Chardon, OH 44024 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,838 sqft · built 1998
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on File
Last Sale$252,000 (Mar 2000)
Tax Bill$6,202 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-165161

Property Details

APN / Parcel Number

Primary APN10-165161
Alternative APN
  • 005304-4

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,838 sqft Living Area
1st Floor Area1,608 sqft
Upper Floors Area942 sqft
AtticAttic
Attic Area576 sqft
Basement Area1,608 sqft
Unfinished Basement1,608 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area15,682 sqft (0.36 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area60 sqft
Deck Area336 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerConnected
Water SourceWell

Location & Zoning

Account Number005304-4
Street Address413 DOWNING DR
CityCHARDON
StateOH
Zip44024-1027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS/L 13 ROCKY CELLARS SUB #1 AMENDED
Legal SubdivisionROCKY CELLARS SUB
JurisdictionGEAUGA OH
Township / Civil DivisionCHARDON
Census Block Group4
Census Block4002
Census Tract312201

Owner

Source: Geauga County records · APN 10-165161

Assessment roll updated March 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address413 DOWNING DR, CHARDON, OH 44024-1027
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 07, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Feb 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Jul 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 24, 2000 · Amount on Record
Deed SaleMar 24, 2000 · Amount on Record
Prior SaleMar 24, 2000 · Amount on Record
Deed Document Number2000575271
Deed Book / Page1286 / 982
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEAUGA OH
Property Address413 DOWNING DR, CHARDON, OH 44024-1027
Transaction TypeMortgage
Record UpdatedFeb 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 DOWNING DR, CHARDON, OH 44024-1027

Mortgage

Document Number0021650415
DateFeb 07, 2023
Book Page2165/415
Instrument202301009243
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueJan 25, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEAUGA OH
Property Address413 DOWNING DR, CHARDON, OH 44024-1027
Transaction TypeMortgage
Record UpdatedSep 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021160124
DateFeb 10, 2021
Book Page2116/124
Instrument202100977597
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueJan 01, 2036

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEAUGA OH
Property Address413 DOWNING DR, CHARDON, OH 44024-1027
Transaction TypeMortgage
Record UpdatedSep 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021282858
DateJul 02, 2021
Book Page2128/2858
Instrument202100985403
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Geauga County records · Assessment roll updated March 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyGeauga County
MunicipalityChardon City
Unified School DistrictChardon Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,202.00 (-0.13%)$125,380 (-) Land $18,310 Building $107,070
2024$6,210.00 (+4.18%) Homeowner's exemption$125,380 (-) Land $18,310 Building $107,070
2023$5,961.00 (-8.66%) Homeowner's exemption$125,380 (+10.8%) Land $18,310 Building $107,070$358,200 (+10.79%) Land $52,300 Building $305,900
2022$113,160 Land $15,260 Building $97,900
2021$6,526.00
2020$323,300 Land $43,600 Building $279,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Geauga County (39055C), updated June 16, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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