Geauga County property record for 417 Downing Dr, Chardon, OH 44024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,346 sqft · built 2021 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $75,000 (Jul 2021) |
| Tax Bill | $6,072 (2025) |
| Deeds & Mortgages | Aug 2021 Construction Loan Jul 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-165159 |
| Primary APN | 10-165159 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,346 sqft Living Area |
| 1st Floor Area | 1,416 sqft |
| Upper Floors Area | 930 sqft |
| Basement Area | 1,366 sqft |
| Family Room | Family Room |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 005304-0 |
|---|---|
| Street Address | 417 DOWNING DR |
| City | CHARDON |
| State | OH |
| Zip | 44024-1027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | S/L 11 ROCKY CELLARS SUB #1 AMENDED |
| Legal Subdivision | ROCKY CELLARS SUB |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | CHARDON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 312201 |
Source: Geauga County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 417 DOWNING DR, CHARDON, OH 44024-1027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2021 | Deed of Trust, Mortgage · Construction Mortgage PREMIER BANK |
| Jul 27, 2021 | Warranty Deed, Transfer LAKE COUNTY TITLE LLC |
| Oct 15, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on Record |
| Deed Sale | Jul 27, 2021 · Amount on Record |
| Prior Sale | Aug 12, 2003 · Amount on Record |
| Deed Document Number | 2021986624 |
| Deed Book / Page | 2130 / 2335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 417 DOWNING DR, CHARDON, OH 44024-1027 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Title Company | LAKE COUNTY TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 412 NORTH ST, CHARDON, OH 44024-1036 |
| Document Number | 0021323209 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 2132/3209 |
| Instrument | 202100988070 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44503 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Jul 27, 2021 |
| Property Address | 417 DOWNING DR, CHARDON, OH 44024-1027 |
| Document Number | 0021302335 |
| Book / Page | 2130 / 2335 |
| Map Reference | VOL 25 PG 106&107 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 202100986624 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | LAKE COUNTY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 412 NORTH ST, CHARDON, OH 44024-1036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Oct 15, 2020 |
| Property Address | 417 DOWNING DR, CHARDON, OH 44024-1027 |
| Document Number | 0021052441 |
| Book / Page | 002105 / 002441 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 971295 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6930 WILLIAMS RD PAINESVILLE OH 440779513, PAINESVILLE, OH 44077-9513 |
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| Municipality | Chardon City |
| Unified School District | Chardon Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,072.00 | $120,020 (-) Land $18,030 Building $101,990 | |
| 2024 | $6,072.00 (+4.1%) | $120,020 (-) Land $18,030 Building $101,990 | |
| 2023 | $5,833.00 (+765.43%) | $120,020 (+945.47%) Land $18,030 Building $101,990 | $342,900 (+945.43%) Land $51,500 Building $291,400 |
| 2022 | $11,480 Land $11,480 | ||
| 2021 | $674.00 | ||
| 2020 | $32,800 Land $32,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARDON CITY PWS serves 5,247 people · EPA ID OH2800412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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