413 Cypress Cv, Winter Haven, FL 33884 Property Records

Polk County property record for 413 Cypress Cv, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,617 sqft · built 1971
Lot Size	0.202 acres (8,799 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Feb 2021)
Tax Bill	$2,820 (2025)
Deeds & Mortgages	Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-28-36-663000-000708`

Property Details

APN / Parcel Number

Primary APN	`26-28-36-663000-000708`
Alternative APNs	`362826663000000708` `62826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,617 sqft Living Area
Gross Area	2,137 sqft
1st Floor Area	1,617 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,799 sqft (0.202 acres)
Lot Dimensions	110 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	520 sqft
Porch	Unfinished Open Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	413 CYPRESS COVE RD
City	WINTER HAVEN
State	FL
Zip	33884
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FLA HIGHLANDS CO SUB PB 3 PG 27 LOT 7 E 110 FT OF W 250 FT OF S 80 FT OF N 355 FT OF SE1/4 OF NE1/4 OF SW1/4 KNOWN AS LOT 11 OF UNREC GARDEN GROVE HARBOR
Legal Range	26E
Legal Township	28S
Legal Section	36
Legal Subdivision	FLORIDA HIGHLAND CO SUBDIVISION
Legal Tract	663000
Legal Block	3
Legal Lot Number	7
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3025
Census Tract	14001

Owner

413 Cypress Cv is owned by two individuals who bought it in February 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	413 CYPRESS CV, WINTER HAVEN, FL 33884-2561
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2021 · Amount on File
Deed Sale	Feb 12, 2021 · Amount on File
Prior Sale	Apr 29, 1994 · Amount on File
Deed Document Number	202137934
Deed Book / Page	11580 / 595
Prior Transfer Date	Nov 18, 2011
Prior Transfer Doc	0000221737
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 12, 2021
Property Address	413 CYPRESS CV, WINTER HAVEN, FL 33884-2561
Document Number	0000037934
Book / Page	11580 / 595
Instrument Date	Feb 11, 2021
Instrument	2021037934
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	996 ROUTE 198, 996, WOODSTOCK, CT 06281-1918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 CYPRESS CV, WINTER HAVEN, FL 33884-2561

Tax Assessment & Valuation

The 2025 property tax bill for 413 Cypress Cv was $2,820.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,960 (-1.81%) Land $30,800 Building $178,160	$208,960 (-1.81%) Land $30,800 Building $178,160
2025	$2,820.00	$212,803 Land $30,800 Building $182,003	$212,803 Land $30,800 Building $182,003
2023	$3,366.00 (+8.9%)	$216,948 (+12.22%) Land $29,920 Building $187,028	$216,948 (+12.22%) Land $29,920 Building $187,028
2022	$3,091.00	$193,328 Land $24,640 Building $168,688	$193,328 Land $24,640 Building $168,688

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Cypress Cv in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Cypress Cv is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20