Polk County property record for 421 Cypress Cv, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,782 sqft · built 1971 |
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $132,000 (Mar 2018) |
| Tax Bill | $1,595 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-36-663000-000730 |
| Primary APN | 26-28-36-663000-000730 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,782 sqft Living Area |
| 1st Floor Area | 1,782 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,799 sqft (0.202 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| View / Lot | Commercial/Industrial |
| Pool Area | 390 sqft |
|---|---|
| Porch | Unfinished Open Porch |
| Porch Area | 24 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 421 CYPRESS CV |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FLA HIGHLANDS CO SUB PB 3 PG 27 LOT 7 E 110 FT W 250 FT OF S 80 FT OF N 195 FT OF SE1/4 OF NE1/4 OF SW1/4 BEING LOT 13 UNREC GARDEN GROVE HARBOR |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | FLORIDA HIGHLAND CO SUBDIVISION |
| Legal Tract | 663000 |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 14001 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 CYPRESS CV, WINTER HAVEN, FL 33884-2561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2020 | Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HM MTG |
| Mar 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOUSING FIN AUTHORITY OF PINEL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2018 · Amount on Record |
| Deed Sale | Mar 27, 2018 · Amount on Record |
| Prior Sale | Dec 21, 2004 |
| Deed Document Number | 201865517 |
| Deed Book / Page | 10435 / 1512 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 421 CYPRESS CV, WINTER HAVEN, FL 33884-2561 |
| Document Number | 0114171128 |
| Instrument Date | Oct 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 421 CYPRESS CV WINTER HAVEN FL 338842561, WINTER HAVEN, FL 33884-2561 |
| Document Number | 0114171128 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 011417/001128 |
| Instrument | 219766 |
| Name | MERIDIAN HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 27, 2018 |
| Property Address | 421 CYPRESS CV, WINTER HAVEN, FL 33884-2561 |
| Document Number | 0104351512 |
| Book / Page | 010435 / 001512 |
| Instrument Date | Mar 22, 2018 |
| Instrument | 65517 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | RIDGE SECURITY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $924.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3565 HAINES CITY FL 33845, HAINES CITY, FL 33845 |
| Document Number | 104351521 |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 010435/001521 |
| Instrument | 65519 |
| Name | HOUSING FIN AUTHORITY OF PINEL |
|---|---|
| Address | 26750 US HIGHWAY 19 N # 110, CLEARWATER, FL 33761-3404 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2048 |
| Document Number | 104351514, |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 010435/001514 |
| Instrument | 65518 |
| Name | GSF MTG |
|---|---|
| Type | Mortgage Company |
| Address | BROOKFIELD, WI 53005 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2048 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,135 (+2.7%) | $221,675 (+6.69%) Land $30,800 Building $190,875 | |
| 2025 | $1,595.00 (-19.49%) Homeowner's exemption | $160,794 (+5.99%) | $207,783 (-2.29%) Land $30,800 Building $176,983 |
| 2023 | $1,981.00 (+3.5%) Homeowner's exemption | $151,711 (+3%) | $212,653 (+7.58%) Land $29,920 Building $182,733 |
| 2022 | $1,914.00 Homeowner's exemption | $147,292 | $197,677 Land $24,640 Building $173,037 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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