404 Cypress Cv, Winter Haven, FL 33884 Property Records

Polk County property record for 404 Cypress Cv, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,011 sqft · built 1971
Lot Size	0.173 acres (7,523 sqft)
Owner	Individual Name on File
Last Sale	$157,500 (Mar 2019)
Tax Bill	$2,103 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-36-663000-000724`

Property Details

APN / Parcel Number

Primary APN	`26-28-36-663000-000724`
Alternative APNs	`362826663000000724` `62826000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,011 sqft Living Area
Gross Area	1,411 sqft
1st Floor Area	1,011 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,523 sqft (0.173 acres)
Lot Dimensions	125 ft deep x 61 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Unfinished Open Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	404 CYPRESS CV
City	WINTER HAVEN
State	FL
Zip	33884-2509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FLA HIGHLANDS CO SUB PB 3 PG 27 LOT 7 PART DESC AS BEG NW COR OF SE1/4 OF NE1/4 OF SW1/4 RUN E 280 FT S 355 FT TO POB RUN S 90 FT N 77 DEG 32 MIN 50 SEC E 65 FT N 38 DEG 13 MIN 30 SEC E 75.33 FT N 18 FT W 110 FT TO POB BEING LOT 19 UNREC GARDEN GROVE
Legal Range	26E
Legal Township	28S
Legal Section	36
Legal Subdivision	FLORIDA HIGHLAND CO SUBDIVISION
Legal Tract	663000
Legal Block	2
Legal Lot Number	7
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3026
Census Tract	14001

Owner

404 Cypress Cv is owned and occupied by an individual who bought it in March 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	404 CYPRESS CV, WINTER HAVEN, FL 33884-2509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2019 · Amount on File
Deed Sale	Mar 20, 2019 · Amount on File
Prior Sale	Jun 1, 2017 · Amount on File
Deed Document Number	201956037
Deed Book / Page	10783 / 1800
Prior Transfer Date	Oct 27, 2010
Prior Transfer Doc	0000178730
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 9, 2017
Property Address	404 CYPRESS CV, WINTER HAVEN, FL 33884-2509
Document Number	0101710695
Book / Page	010171 / 000695
Instrument Date	Jun 8, 2017
Instrument	109858
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$766.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 CYPRESS CV WINTER HAVEN FL 338842509, WINTER HAVEN, FL 33884-2509

Mortgage

Document Number	101710696
Date	Jun 9, 2017
Book Page	010171/000696
Instrument	109859

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 404 Cypress Cv was $2,103.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,839 (-4.32%) Land $26,331 Building $125,508	$151,839 (-4.32%) Land $26,331 Building $125,508
2025	$2,103.00	$158,695 Land $26,331 Building $132,364	$158,695 Land $26,331 Building $132,364
2023	$2,491.00 (+8.92%)	$164,681 (+12.56%) Land $25,578 Building $139,103	$164,681 (+12.56%) Land $25,578 Building $139,103
2022	$2,287.00	$146,299 Land $21,064 Building $125,235	$146,299 Land $21,064 Building $125,235

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Cypress Cv in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Cypress Cv is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20