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413 Cumberland Ct, Madison, MS 39110 Property Records

Madison County property record for 413 Cumberland Ct, Madison, MS 39110

Property Summary

Property TypeSingle Family Home
Details5 ba · 2,877 sqft · built 2005
Lot Size0.203 acres (8,863 sqft)
OwnerCompany Name on File
Last Sale$193,400 (Aug 2015)
Tax Bill$4,508 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN072B-04C-121

Property Details

APN / Parcel Number

Primary APN072B-04C-121
Alternative APNs
  • 072B-04C-121/00.00
  • 7738

Interior

Full Baths5 Baths
Building Area2,877 sqft Adjusted Area
Gross Area2,088 sqft
1st Floor Area2,088 sqft
2nd Floor Area418 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,863 sqft (0.203 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number7738
Street Address413 CUMBERLAND CT
CityMADISON
StateMS
Zip39110-7375
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 104 CROSSCREEK PART 5 C@196
Legal Range02E
Legal Township07N
Legal Section04
Legal SubdivisionCROSSCREEK PT 5
Legal Lot Number104
JurisdictionMADISON MS
Township / Civil Division2
Census Block Group1
Census Block1008
Census Tract30202

Owner

413 Cumberland Ct is owned by a company that bought it in August 2015.

Source: Madison County records, as of December 2, 2025

Owner of RecordCompany Name on File
Mailing Address102 CHENAL CT, MADISON, MS 39110-6590
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2015 · Amount on File
Deed SaleAug 12, 2015 · Amount on File
Prior SaleJul 14, 2015 · Amount on File
Deed Document Number2015764048
Deed Book / Page3241 / 462
Prior Transfer DateJun 6, 2008
Prior Transfer Doc0023250222
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address413 CUMBERLAND CT, MADISON, MS 39110-7375
Document Number0000895073
Instrument DateJun 1, 2020
Transaction TypeMortgage
Record UpdatedAug 19, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address102 CHENAL CT MADISON MS 391106590, MADISON, MS 39110-6590

Mortgage

Document Number0000895073
DateJul 1, 2020
Book Page003875/000420
Instrument895073
Lender
NameRENASANT BK
TypeBank
AddressRIDGELAND, MS 39157
Agreement
AmountAmount on Record
Term60 Months
DueJun 30, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 413 Cumberland Ct was $4,508.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,508.00$38,693$257,950 Land $55,000 Building $202,950
2024$4,508.00
2023$4,508.00$38,693$257,950 Land $55,000 Building $202,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 413 Cumberland Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1983–2018)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Cumberland Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR CREEK W/A -EAST
public/private · serves 18,770 people · EPA ID MS0450002
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area		8,000 / 8,000
Xfinity
Cable		1,200 / 35
NETSPEEDMS
Fixed Wireless		335 / 192
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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