421 Cumberland Ct, Madison, MS 39110 Property Records

Madison County property record for 421 Cumberland Ct, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,818 sqft · built 2004
Lot Size	0.231 acres (10,070 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (Jan 2022)
Tax Bill	$2,557 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072B-04C-123`

Property Details

APN / Parcel Number

Primary APN	`072B-04C-123`
Alternative APNs	`072B-04C-123/00.00` `7740`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	2,818 sqft Adjusted Area
Gross Area	2,425 sqft
1st Floor Area	2,425 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,070 sqft (0.231 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	7740
Street Address	421 CUMBERLAND CT
City	MADISON
State	MS
Zip	39110-7375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 106 CROSSCREEK PART 5 C@196
Legal Range	02E
Legal Township	07N
Legal Section	04
Legal Subdivision	CROSSCREEK PT 5
Legal Lot Number	106
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	1
Census Block	1008
Census Tract	30202

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 CUMBERLAND CT, MADISON, MS 39110-7375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Oct 1, 2015
Deed Document Number	2022948335
Deed Book / Page	4158 / 132
Prior Transfer Date	Apr 2, 2012
Prior Transfer Doc	2773/143
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jan 14, 2022
Property Address	421 CUMBERLAND CT, MADISON, MS 39110-7375
Document Number	004158/132
Book / Page	4158 / 132
Map Reference	CAB C SL 196
Instrument Date	Jan 14, 2022
Instrument	948335
Transaction Type	Transfer
Record Updated	Jan 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 PARK GARDEN TER, 100, MADISON, MS 39110-7636

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 CUMBERLAND CT, MADISON, MS 39110-7375

Mortgage

Document Number	0000948336
Date	Jan 14, 2022
Instrument	948336

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,557.00 Homeowner's exemption	$24,518 (-)	$245,180 (-) Land $45,000 Building $200,180
2024	$2,557.00
2023	$2,557.00 Homeowner's exemption	$24,518	$245,180 Land $45,000 Building $200,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1983–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	335 / 192
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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