404 Cumberland Ct, Madison, MS 39110 Property Records

Madison County property record for 404 Cumberland Ct, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,522 sqft · built 1999
Owner	Individual Name on File
Tax Bill	$2,263 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`072B-04C-131`

Property Details

APN / Parcel Number

Primary APN	`072B-04C-131`
Alternative APNs	`072B-04C-131/00.00` `7748`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,522 sqft Adjusted Area
1st Floor Area	2,084 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	7748
Old Parcel Number	072B-04C-131/00.00
Street Address	404 CUMBERLAND CT
City	MADISON
State	MS
Zip	39110-7374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 114 CROSSCREEK PART 5 & LESS 83.49 SQ FT
Legal Range	02E
Legal Township	07N
Legal Section	04
Legal Subdivision	CROSSCREEK PT 5
Legal Lot Number	114
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	1
Census Block	1008
Census Tract	30202

Owner

404 Cumberland Ct is owned and occupied by an individual who acquired it in April 2021.

Source: Madison County records, as of December 1, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	404 CUMBERLAND CT, MADISON, MS 39110-7374
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC
Jun 1, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2021
Deed Sale	Apr 21, 2021
Prior Sale	Jun 1, 2017 · Amount on File
Deed Document Number	0004026669
Deed Book / Page	4026 / 669
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Apr 21, 2021
Property Address	404 CUMBERLAND CT, MADISON, MS 39110-7374
Document Number	4026/669
Book / Page	4026 / 669
Map Reference	CAB C SL 196
Instrument Date	Apr 20, 2021
Instrument	924236
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 PENINSULA DR, 132, BRANDON, MS 39047-8280

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	404 CUMBERLAND CT, MADISON, MS 39110-7374

Mortgage

Document Number	924237
Date	Apr 21, 2021
Instrument	924237

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MADISON MS
Recording Date	Jun 1, 2017
Property Address	404 CUMBERLAND CT, MADISON, MS 39110-7374
Document Number	0000813552
Book / Page	034184 / 000016
Instrument Date	May 26, 2017
Instrument	813552
Transaction Type	Foreclosure
Record Updated	Jul 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 404 Cumberland Ct was $2,263 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,263.00 Homeowner's exemption	$22,001	$220,010 Land $45,000 Building $175,010
2024	$2,263.00
2023	$2,263.00 Homeowner's exemption	$22,001	$220,010 Land $45,000 Building $175,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Cumberland Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1983–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Cumberland Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	335 / 192
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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