400 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 400 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,010 sqft · built 2016
Lot Size0.58 acres (25,265 sqft)
OwnerIndividual Name on Record
Last Sale$619,990 (Jul 2016)
Tax Bill$2,827 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone AE (high risk)
APN596-08-00-026

Property Details

APN / Parcel Number

Primary APN596-08-00-026

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,010 sqft Living Area
1st Floor Area1,730 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area25,265 sqft (0.58 acres)
Lot Dimensions182 ft deep x 102 ft wide
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Patio Area130 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address400 COMMONWEALTH RD
CityMOUNT PLEASANT
StateSC
Zip29466-8317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -RIVER STATION DESCRIPTION -LOT 24 BLOCK A DESCRIPTION -LOT 24 BLOCK A
Legal SubdivisionRIVER STATION
Legal BlockA
Legal Lot Number24
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group1
Census Block1046
Census Tract4617

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address400 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2016 · Amount on Record
Deed SaleJul 28, 2016 · Amount on Record
Prior SaleJun 2, 2015 · Amount on Record
Deed Book / Page571 / 959
Prior Transfer DateSep 14, 2009
Prior Transfer Doc0092/0392
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address400 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317
Transaction TypeMortgage
Record UpdatedAug 30, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010290430
DateSep 3, 2021
Book Page1029/430
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term350 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,827.00 (+12.5%)$736,000 (+2,775%) Land $210,450 Building $525,550$1,067,400 (+66.78%) Land $400,000 Building $667,400
2024$2,513.00 (+8.27%)$25,600 (-)
2022$2,321.00$25,600$640,000 (-) Land $183,000 Building $457,000
2020$640,000 Land $183,000 Building $457,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 359 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies359 in force
Nearby Flood Claims7 (1994–2023)
Claims Outside the SFHA1 of 7
Most Recent ClaimAug 2023 · Hurricane Idalia
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT PLEASANT WATERWORKS
serves 91,500 people · EPA ID SC1010002
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionDec 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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