413 Christopher Ave, #97, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 413 Christopher Ave, #97, Gaithersburg, MD 20879

Property Summary

Property Type	Condominium
Details	2 ba · 1,422 sqft · built 1974
Lot Size	0.062 acres (2,708 sqft)
Owner	2 Individual Names on File
Last Sale	$201,000 (Jan 2021)
Tax Bill	$2,169 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-01686534`

Property Details

APN / Parcel Number

Primary APN	`09-01686534`
Alternative APN	`01686534`

Interior

Full Baths	2 Baths
Units	28 Units
Building Area	1,422 sqft Living Area
1st Floor Area	1,422 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Lot Area	2,708 sqft (0.062 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01686534
Street Address	413 CHRISTOPHER AVE, 97
City	GAITHERSBURG
State	MD
Zip	20879-3531
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R18
Legal Description	UN 97 HYDE PARK PHASE 1 PAR B
Legal Subdivision	HYDE PARK PHASE 1
Legal Phase	1
Legal Block	1
Legal Unit	97
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	700733

Owner

413 Christopher Ave, #97 is owned and occupied by two individuals who bought it in January 2021.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	413 CHRISTOPHER AVE, 97, GAITHERSBURG, MD 20879-3531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2021 · Amount on File
Deed Sale	Jan 11, 2021 · Amount on File
Prior Sale	May 19, 2016 · Amount on File
Deed Book / Page	61572 / 482
Transfer Doc	0000111025
Record Updated	Sep 20, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 11, 2021
Property Address	413 CHRISTOPHER AVE # 97, 97, GAITHERSBURG, MD 20879-3531
Document Number	0615720482
Book / Page	61572 / 482
Map Reference	MB 14&15 PL1445-1460
Instrument Date	Nov 17, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	COVENANT TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,015.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 LARCHMONT AVE, 1010, CAPITOL HEIGHTS, MD 20743-4013

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	413 CHRISTOPHER AVE # 97, 97, GAITHERSBURG, MD 20879-3531

Mortgage

Document Number	61572487
Date	Jan 11, 2021
Instrument	61572/487

Lender

Name	EMPIRE FINANCIAL SERVICES INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 413 Christopher Ave, #97 was $2,169.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,000 (+12.77%) Land $79,500 Building $185,500	$265,000 (-) Land $79,500 Building $185,500
2025	$2,169.00	$235,000	$265,000 Land $79,500 Building $185,500
2023		$175,000 Land $52,500 Building $122,500	$175,000 Land $52,500 Building $122,500
2022	$1,502.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Christopher Ave, #97 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Christopher Ave, #97 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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