413 Christopher Ave, #101, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 413 Christopher Ave, #101, Gaithersburg, MD 20879

Property Summary

Property Type	Condominium
Details	2 ba · 1,545 sqft · built 1974
Lot Size	0.067 acres (2,916 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,185 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-01686578`

Property Details

APN / Parcel Number

Primary APN	`09-01686578`
Alternative APN	`01686578`

Interior

Full Baths	2 Baths
Units	28 Units
Building Area	1,545 sqft Living Area
1st Floor Area	1,545 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Lot Area	2,916 sqft (0.067 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01686578
Street Address	413 CHRISTOPHER AVE, 101
City	GAITHERSBURG
State	MD
Zip	20879-3531
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R18
Legal Description	UNIT 101 HYDE PARK P HASE 1 PAR B
Legal Subdivision	HYDE PARK PHASE 1
Legal Block	1
Legal Unit	101
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	700733

Owner

413 Christopher Ave, #101 is owned by two individuals who acquired it in August 2013.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	413 CHRISTOPHER AVE, 34, GAITHERSBURG, MD 20879-3531
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP
Aug 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 6, 2013
Transfer Doc	0475870417
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	413 CHRISTOPHER AVE # 101, 101, GAITHERSBURG, MD 20879-3531
Transaction Type	Mortgage
Record Updated	Feb 24, 2023
Title Company	EKKO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1881 N NASH ST 509, 509, ARLINGTON, VA 22209-1564

Mortgage

Document Number	0667360271
Date	Feb 14, 2023
Book Page	66736/271

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	413 CHRISTOPHER AVE # 101, 101, GAITHERSBURG, MD 20879-3531
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIED TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0546910066
Date	Aug 4, 2017
Book Page	54691/066

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 413 Christopher Ave, #101 was $3,185, up 13.5% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,000 (+11.97%) Land $79,500 Building $185,500	$265,000 (-) Land $79,500 Building $185,500
2025	$3,185.00 (+13.47%)	$236,667	$265,000 Land $79,500 Building $185,500
2024	$2,807.00
2023		$180,000 Land $54,000 Building $126,000	$180,000 Land $54,000 Building $126,000
2022	$1,586.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Christopher Ave, #101 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 413 Christopher Ave, #101 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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