413 Christopher Ave, #96, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 413 Christopher Ave, #96, Gaithersburg, MD 20879

Property Summary

Property Type	Condominium
Details	2 ba · 1,422 sqft · built 1974
Lot Size	0.062 acres (2,708 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Nov 2025)
Tax Bill	$3,164 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-01686523`

Property Details

APN / Parcel Number

Primary APN	`09-01686523`
Alternative APN	`01686523`

Interior

Full Baths	2 Baths
Units	28 Units
Building Area	1,422 sqft Living Area
1st Floor Area	1,422 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Lot Area	2,708 sqft (0.062 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01686523
Street Address	413 CHRISTOPHER AVE, 96
City	GAITHERSBURG
State	MD
Zip	20879-3531
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R18
Legal Description	UN 96 HYDE PARK PH 1 PAR B
Legal Subdivision	HYDE PARK PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	96
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	700733

Owner

413 Christopher Ave, #96 is owned by an individual who bought it in November 2025.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	413 CHRISTOPHER AVE, 23, GAITHERSBURG, MD 20879-3531
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed, Transfer · Conventional Mortgage FIDELITY DIRECT MORTGAGE LLC
Aug 28, 2017	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Jan 17, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2025 · Amount on File
Deed Sale	Nov 4, 2025 · Amount on File
Prior Sale	Aug 28, 2017 · Amount on File
Deed Book / Page	69791 / 86
Transfer Doc	0000279354
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 4, 2025
Property Address	413 CHRISTOPHER AVE # 96, 96, GAITHERSBURG, MD 20879-3531
Document Number	0697910086
Book / Page	69791 / 86
Map Reference	MB 14&15 PL1445-1460
Instrument Date	Oct 30, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	KTL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 CHRISTOPHER AVE APT 23, 23, GAITHERSBURG, MD 20879-3531

Mortgage

Document Number	0006979194
Date	Nov 4, 2025
Instrument	69791/94

Lender

Name	FIDELITY DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 28, 2017
Property Address	413 CHRISTOPHER AVE # 96, 96, GAITHERSBURG, MD 20879-3531
Document Number	0547830085
Book / Page	54783 / 085
Map Reference	MB14&15 PL1445-1460
Instrument Date	Jul 6, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHAMPION TITLE & SETTLEMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	413 CHRISTOPHER AVE # 96, 96, GAITHERSBURG, MD 20879-3531

Mortgage

Document Number	0005478392
Date	Aug 28, 2017
Instrument	54783/92

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 17, 2017
Property Address	413 CHRISTOPHER AVE # 96, 96, GAITHERSBURG, MD 20879-3531
Document Number	0535790089
Book / Page	053579 / 000089
Instrument Date	Jul 8, 2016
Transaction Type	Foreclosure
Record Updated	Feb 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$193.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	16745 W BERNARDO DR #300 SAN DIEGO CA 921271908, 300, SAN DIEGO, CA 92127-1908
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 413 Christopher Ave, #96 was $3,164.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,000 (+12.77%) Land $79,500 Building $185,500	$265,000 (-) Land $79,500 Building $185,500
2025	$3,164.00	$235,000	$265,000 Land $79,500 Building $185,500
2023		$175,000 Land $52,500 Building $122,500	$175,000 Land $52,500 Building $122,500
2022	$2,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Christopher Ave, #96 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 413 Christopher Ave, #96 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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