413 Ann St, Troy, AL 36079 Property Records

Pike County property record for 413 Ann St, Troy, AL 36079

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,102 sqft · built 1971
Lot Size	0.335 acres (14,607 sqft)
Owner	2 Individual Names on File
Tax Bill	$572 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`95390`

Property Details

APN / Parcel Number

Primary APN	`95390`
Alternative APN	`55 17 03 05 2 005 003.000`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,102 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,607 sqft (0.335 acres)
Lot Dimensions	150 ft deep x 97 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Covered Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	95390
Street Address	413 ANN ST
City	TROY
State	AL
Zip	36079-3158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	97.1X150 LOT 3 BLK A PINE FORR ESTS PB 3-4
Legal Subdivision	PINE FOREST ESTATES
Legal Block	A
Legal Lot Number	3
Jurisdiction	PIKE AL
Township / Civil Division	TROY
Census Block Group	2
Census Block	2003
Census Tract	189003

Owner

413 Ann St is owned and occupied by two individuals who acquired it in April 1994.

Source: Pike County records, as of March 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	413 ANN ST, TROY, AL 36079-3158
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage HUD
Apr 30, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 1994
Deed Sale	Apr 7, 1994
Deed Document Number	0000170760
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	413 ANN ST, TROY, AL 36079-3158
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/12040
Date	Oct 26, 2021
Book Page	2021/12040
Instrument	202112040

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	144 Months
Due	May 1, 2033

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	413 ANN ST, TROY, AL 36079-3158
Transaction Type	Mortgage
Record Updated	May 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/2302
Date	Apr 30, 2018
Book Page	2018/2302
Instrument	20182302

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 413 Ann St was $572 with a homeowner's exemption, up 1.1% from the year before.

Source: Pike County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Pike County
Municipality	Troy City
Unified School District	Troy City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$572.00 (+1.06%) Homeowner's exemption	$16,900 (+1.08%) Land $2,700 Building $14,200	$169,080 (+1.22%) Land $27,000 Building $142,080
2024	$566.00 (+18.91%) Homeowner's exemption	$16,720 (+17.09%) Land $2,700 Building $14,020	$167,040 (+17.04%) Land $27,000 Building $140,040
2023	$476.00 (+2.15%) Homeowner's exemption	$14,280 (+1.85%)	$142,720 (+1.88%) Land $27,000 Building $115,720
2022	$466.00 Homeowner's exemption	$14,020	$140,080 Land $27,000 Building $113,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Ann St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Ann St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY UTILITIES serves 23,523 people · EPA ID AL0001124
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable in parts of the area	10,000 / 10,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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