407 Ann St, Troy, AL 36079 Property Records

Pike County property record for 407 Ann St, Troy, AL 36079

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,623 sqft · built 1979
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$116,500 (Feb 2018)
Tax Bill	$756 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`810410`

Property Details

APN / Parcel Number

Primary APN	`810410`
Alternative APN	`55 17 03 05 2 005 006.000`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,623 sqft Living Area
1st Floor Area	1,623 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	150 ft deep x 97 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Pool Area	288 sqft
Porch	Slab
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	810410
Street Address	407 ANN ST
City	TROY
State	AL
Zip	36079-3158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	LOT #6 ACCORDING TO PLAT OF PINE FOREST ESTATES PHASE I PB3 PG4 IN SEC5 T9N R21E
Legal Range	21E
Legal Township	09N
Legal Section	05
Legal Subdivision	PINE FOREST ESTATES
Legal Phase	1
Legal Lot Number	6
Jurisdiction	PIKE AL
Township / Civil Division	TROY
Census Block Group	2
Census Block	2003
Census Tract	189003

Owner

407 Ann St is owned and occupied by an individual who bought it in February 2018.

Source: Pike County records, as of March 19, 2026

Owner of Record	Individual Name on File
Mailing Address	407 ANN ST, TROY, AL 36079-3158
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Feb 1, 2018	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP
Feb 1, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2018 · Amount on File
Deed Sale	Feb 1, 2018 · Amount on File
Prior Sale	Mar 25, 2010
Deed Document Number	2018267
Deed Book / Page	2018 / 267
Prior Transfer Date	Jun 3, 2016
Prior Transfer Doc	02016/1332
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	407 ANN ST, TROY, AL 36079-3158
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/8342
Date	Sep 2, 2022
Book Page	2022/8342
Instrument	20228342

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	407 ANN ST, TROY, AL 36079-3158
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002018/474
Date	Feb 1, 2018
Book Page	2018/474
Instrument	20180474

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	PIKE AL
Recording Date	Feb 1, 2018
Property Address	407 ANN ST, TROY, AL 36079-3158
Document Number	002018/267
Book / Page	2018 / 267
Instrument Date	Jan 31, 2018
Instrument	20180267
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Tax	$25.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	457 COUNTY ROAD 30, 457, SLOCOMB, AL 36375-5417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 ANN ST, TROY, AL 36079-3158

Tax Assessment & Valuation

The 2025 property tax bill for 407 Ann St was $756, up 0.7% from the year before.

Source: Pike County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Pike County
Municipality	Troy City
Unified School District	Troy City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$756.00 (+0.67%)	$20,460 (+0.59%) Land $2,700 Building $17,760	$204,420 (+0.52%) Land $27,000 Building $177,420
2024	$751.00 (+42.78%)	$20,340 (+42.84%) Land $2,700 Building $3,680	$203,360 (+42.87%) Land $27,000 Building $176,360
2023	$526.00 (+2.14%)	$14,240 (+2.01%)	$142,340 (+1.9%) Land $27,000 Building $115,340
2022	$515.00 Homeowner's exemption	$13,960	$139,680 Land $27,000 Building $112,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 Ann St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Ann St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY UTILITIES serves 23,523 people · EPA ID AL0001124
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable in parts of the area	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Ann St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures