403 Ann St, Troy, AL 36079 Property Records

Pike County property record for 403 Ann St, Troy, AL 36079

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,439 sqft · built 1971
Lot Size	0.363 acres (15,812 sqft)
Owner	Individual Name on Record
Last Sale	$215,500 (Jun 2023)
Tax Bill	$1,683 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`823110`

Property Details

APN / Parcel Number

Primary APN	`823110`
Alternative APNs	`55 17 03 05 2 005 008.000` `819946`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,439 sqft Living Area
1st Floor Area	1,439 sqft
Upper Floors Area	650 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,812 sqft (0.363 acres)
Lot Dimensions	150 ft deep x 97 ft wide
Garage Type	Carport
Garage Area	402 sqft
Carport	Carport
Carport Area	402 sqft
Porch	Slab
Porch Area	402 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	823110
Street Address	403 ANN ST
City	TROY
State	AL
Zip	36079-3158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	97.1'X150' IRR LOT 8 BLOCK A P FOREST ESTATES PLAT 3 PAGE 4
Legal Range	21E
Legal Township	09N
Legal Section	05
Legal Subdivision	PINE FOREST ESTATES
Legal Block	A
Legal Lot Number	8
Jurisdiction	PIKE AL
Township / Civil Division	TROY
Census Block Group	2
Census Block	2003
Census Tract	189003

Owner

Source: Pike County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 ANN ST, TROY, AL 36079-3158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 21, 2020	Warranty Deed, Transfer · ARM TROY BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Prior Sale	May 21, 2020 · Amount on Record
Deed Book / Page	2023 / 1498
Prior Transfer Date	Jun 9, 2023
Prior Transfer Doc	02023/1498
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE AL
Recording Date	Jun 15, 2023
Property Address	403 ANN ST, TROY, AL 36079-3158
Document Number	02023/1498
Book / Page	2023 / 1498
Map Reference	MB 3 PG 4
Instrument Date	Jun 9, 2023
Instrument	20231498
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 HERITAGE BLVD, ENTERPRISE, AL 36330-4412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 ANN ST, TROY, AL 36079-3158

Mortgage

Document Number	02023/3305
Date	Jun 15, 2023
Book Page	2023/3305
Instrument	20233305

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE AL
Recording Date	May 21, 2020
Property Address	403 ANN ST, TROY, AL 36079-3158
Document Number	02020/1142
Book / Page	2020 / 1142
Instrument Date	May 15, 2020
Instrument	20201142
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3312 DAVENPORT PARK LN, DULUTH, GA 30096-9222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 ANN ST, TROY, AL 36079-3158

Mortgage

Document Number	02020/3784
Date	May 21, 2020
Book Page	2020/3784
Instrument	20203784

Lender

Name	TROY BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	May 15, 2025
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	7.37%
Index	Other

Tax Assessment & Valuation

Source: Pike County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Pike County
Municipality	Troy City
Unified School District	Troy City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,683.00 (+0.72%)	$45,560 (+0.71%) Land $5,400 Building $40,160	$227,780 (+0.72%) Land $27,000 Building $200,780
2024	$1,671.00 (+244.54%)	$45,240 (+211.14%) Land $5,400 Building $39,840	$226,160 (+55.65%) Land $27,000 Building $199,160
2023	$485.00 (+2.11%) Homeowner's exemption	$14,540 (+1.96%)	$145,300 (+1.94%) Land $27,000 Building $118,300
2022	$475.00 Homeowner's exemption	$14,260	$142,540 Land $27,000 Building $115,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY UTILITIES serves 23,523 people · EPA ID AL0001124
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable in parts of the area	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Ann St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures