Whiteside County property record for 413 5th Ave, Rock Falls, IL 61071
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $107,000 (Jan 2025) |
| Tax Bill | $3,950 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage Sep 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 1128431016 |
| Primary APN | 1128431016 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,970 sqft (0.16 acres) |
|---|---|
| Lot Dimensions | 142 ft deep x 50 ft wide |
| Account Number | 120767 |
|---|---|
| Street Address | 413 5TH AVE |
| City | ROCK FALLS |
| State | IL |
| Zip | 61071-1234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A L MERRILLS SUB LOT 10 BLK 29 95200X |
| Legal Subdivision | A L MERRILLS SUBDIVISION |
| Legal Block | 29 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | COLOMA |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 1500 |
413 5th Ave is owned by an individual who bought it in January 2025.
Source: Whiteside County records, as of May 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1701 ENGLISH ST, ROCK FALLS, IL 61071-3603 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2025 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Sep 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MECHANICS SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2025 · Amount on File |
| Deed Sale | Jan 31, 2025 · Amount on File |
| Prior Sale | Oct 26, 2004 · Amount on File |
| Deed Document Number | 2025465 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Jan 31, 2025 |
| Property Address | 413 5TH AVE, ROCK FALLS, IL 61071-1234 |
| Document Number | 0000000465 |
| Instrument Date | Jan 14, 2025 |
| Instrument | 2025-00465 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 5TH AVE, ROCK FALLS, IL 61071-1234 |
| Document Number | 0000000466 |
|---|---|
| Date | Jan 31, 2025 |
| Instrument | 2025-00466 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 413 5TH AVE, ROCK FALLS, IL 61071-1234 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000005417 |
|---|---|
| Date | Sep 2, 2022 |
| Instrument | 2022-05417 |
| Name | FARMERS & MECHANICS SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Oct 1, 2027 |
The 2025 property tax bill for 413 5th Ave was $3,950.
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Coloma Township |
| Municipality | Rock Falls City |
| Elementary School District | Rock Falls Elementary School District 13 (PK - 08) |
| Secondary School District | Rock Falls Township High School District 301 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,950.00 | $35,970 Land $5,312 Building $30,658 | |
| 2024 | $107,910 Land $15,936 Building $91,974 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 413 5th Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1983–1996) |
| Most Recent Claim | May 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 413 5th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCK FALLS serves 8,620 people · EPA ID IL1950450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Rise Broadband.
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