407 5th Ave, Rock Falls, IL 61071 Property Records

Whiteside County property record for 407 5th Ave, Rock Falls, IL 61071

Property Summary

Property TypeSingle Family Home
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$67,000 (Apr 2003)
Tax Bill$2,100 (2025)
Deeds & MortgagesNov 2022 Refinance
Flood ZoneZone X (minimal risk)
APN1128431004

Property Details

APN / Parcel Number

Primary APN1128431004
Alternative APNs
  • 122464
  • 39224

Exterior

Lot Area6,970 sqft (0.16 acres)
Lot Dimensions142 ft deep x 50 ft wide

Location & Zoning

Account Number122464
Street Address407 5TH AVE
CityROCK FALLS
StateIL
Zip61071-1234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA L MERRILLS SUB LOT 13 BLK 29 95500X
Legal SubdivisionA L MERRILLS SUBDIVISION
Legal Block29
JurisdictionWHITESIDE IL
Township / Civil DivisionCOLOMA
Census Block Group3
Census Block3035
Census Tract1500

Owner

407 5th Ave is owned and occupied by an individual who bought it in April 2003.

Source: Whiteside County records, as of May 22, 2026

Owner of RecordIndividual Name on File
Mailing Address407 5TH AVE, ROCK FALLS, IL 61071-1234
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2003 · Amount on File
Deed SaleApr 1, 2003 · Amount on File
Deed Book / Page5611 / 4
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address407 5TH AVE, ROCK FALLS, IL 61071-1234
Transaction TypeMortgage
Record UpdatedDec 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006889
DateNov 16, 2022
Instrument2022-06889
Lender
NameSAUK VALLEY BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term61 Months
DueDec 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 407 5th Ave was $2,100 with a senior citizen's exemption.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionColoma Township
MunicipalityRock Falls City
Elementary School DistrictRock Falls Elementary School District 13 (PK - 08)
Secondary School DistrictRock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,100.00$32,777 Land $5,312 Building $27,465
2024$98,331 Land $15,936 Building $82,395

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 5th Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1983–1996)
Most Recent ClaimMay 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 407 5th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCK FALLS
serves 8,620 people · EPA ID IL1950450
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Internet
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Rise Broadband.

Nearby Properties on 5th Ave

Nearby Streets

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