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403 5th Ave, Rock Falls, IL 61071 Property Records

Whiteside County property record for 403 5th Ave, Rock Falls, IL 61071

Property Summary

Property TypeSingle Family Home
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Mar 2021)
Tax Bill$4,003 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN1128431002

Property Details

APN / Parcel Number

Primary APN1128431002
Alternative APN
  • 107710

Exterior

Lot Area6,970 sqft (0.16 acres)
Lot Dimensions142 ft deep x 50 ft wide

Location & Zoning

Account Number107710
Street Address403 5TH AVE
CityROCK FALLS
StateIL
Zip61071-1234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMERRILLS 2ND ADD LOT 15 BLK 29 87800X
Legal SubdivisionMERRILLS SECOND ADDITION
Legal Block29
Legal Lot Number15
JurisdictionWHITESIDE IL
Township / Civil DivisionCOLOMA
Census Block Group3
Census Block3035
Census Tract1500

Owner

403 5th Ave is owned and occupied by an individual who bought it in March 2021.

Source: Whiteside County records, as of May 22, 2026

Owner of RecordIndividual Name on File
Mailing Address403 5TH AVE, ROCK FALLS, IL 61071-1234
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
FINANCE AMERICA LLC
Nov 18, 2019Deed of Trust, Mortgage · Conventional with PMI
SELECT EMPS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 9, 2021 · Amount on File
Deed SaleMar 9, 2021 · Amount on File
Deed Document Number20211683
Record UpdatedSep 20, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateMar 9, 2021
Property Address403 5TH AVE, ROCK FALLS, IL 61071-1234
Document Number0202101683
Instrument DateMar 5, 2021
Instrument2021-01683
Transaction TypeTransfer
Record UpdatedJun 8, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 6TH AVE, ROCK FALLS, IL 61071-1124

Mortgage

Document Number0202101684
DateMar 9, 2021
Instrument2021-01684
Lender
NameFINANCE AMERICA LLC
TypeSubprime Lender
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address403 5TH AVE, ROCK FALLS, IL 61071-1234
Document Number0000006833
Instrument DateNov 18, 2019
Transaction TypeMortgage
Record UpdatedDec 27, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address403 5TH AVE ROCK FALLS IL 610711234, ROCK FALLS, IL 61071-1234

Mortgage

Document Number0000006833
DateDec 10, 2019
Instrument6833
Lender
NameSELECT EMPS FCU
TypeCredit Union
AddressSTERLING, IL 61081
Agreement
TypeConventional with PMI
AmountAmount on Record
Term60 Months
DueDec 9, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 403 5th Ave was $4,003.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionColoma Township
MunicipalityRock Falls City
Elementary School DistrictRock Falls Elementary School District 13 (PK - 08)
Secondary School DistrictRock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,003.00$42,455 Land $5,312 Building $37,143
2024$127,365 Land $15,936 Building $111,429

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 5th Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1983–1996)
Most Recent ClaimMay 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 403 5th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCK FALLS
serves 8,620 people · EPA ID IL1950450
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Surf Internet
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Rise Broadband.

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