413 45th St, Oakland, CA 94609 Property Records

Alameda County property record for 413 45th St, Oakland, CA 94609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,086 sqft · built 1918
Lot Size	0.088 acres (3,815 sqft)
Owner	Company Name on Record
Last Sale	$1,252,000 (Dec 2019)
Tax Bill	$22,416 (2025)
Deeds & Mortgages	Apr 2023 Transfer Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-1100-3`

Property Details

APN / Parcel Number

Primary APN	`13-1100-3`
Alternative APN	`013-1100-003-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,086 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1932
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,815 sqft (0.088 acres)

Location & Zoning

Street Address	413 45TH ST
City	OAKLAND
State	CA
Zip	94609-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00003 BLK: AR: 0013 PAGE: 1100
Legal Subdivision	CENTRAL OAKLAND
Legal Lot Number	6
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1016
Census Tract	401200

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	413 45TH ST, OAKLAND, CA 94609-2124
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Intrafamily Transfer, Transfer
Dec 16, 2019	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Jul 1, 2019	Affidavit of Death, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2019 · Amount on Record
Deed Sale	Dec 16, 2019 · Amount on Record
Deed Document Number	2019257511
Last Transfer Date	Mar 31, 2023
Transfer Doc	0000041592
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Apr 12, 2023
Property Address	413 45TH ST, OAKLAND, CA 94609-2124
Document Number	0000041592
Map Reference	MB 20 PG 73
Instrument Date	Mar 31, 2023
Instrument	2023041592
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5588 TAFT AVE, OAKLAND, CA 94618-1519

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 16, 2019
Property Address	413 45TH ST, OAKLAND, CA 94609-2124
Document Number	0000257511
Map Reference	MB 20 PG 73
Instrument Date	Nov 11, 2019
Instrument	2019257511
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	413 45TH ST, OAKLAND, CA 94609-2124

Mortgage

Document Number	0000257512
Date	Dec 16, 2019
Instrument	2019257512

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.4%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

July 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ALAMEDA CA
Recording Date	Jul 1, 2019
Property Address	413 45TH ST, OAKLAND, CA 94609-2124
Document Number	0000124717
Instrument Date	Jun 28, 2019
Instrument	124717
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 45TH ST OAKLAND CA 946092124, OAKLAND, CA 94609-2124

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,632,509 (+2%) Land $418,981 Building $1,213,528
2025	$22,416.00 (-2.18%)	$1,600,505 (+4.04%) Land $410,767 Building $1,189,738
2023	$22,915.00	$1,538,364 Land $394,819 Building $1,143,545	$1,359,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · Severe Storms, Flood, Mudslides & High Tide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 857 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.

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