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404 45th St, Oakland, CA 94609 Property Records

Alameda County property record for 404 45th St, Oakland, CA 94609 · Last verified August 2026

Property Summary

Property TypeQuadplex
Details6 bd · 4 ba · 4,168 sqft · built 1915
Lot Size0.111 acres (4,845 sqft)
Owner2 Company Names on File
Tax Bill$26,694 (2025)
Deeds & MortgagesOct 2018 Mortgage
Oct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-1144-11

Property Details

APN / Parcel Number

Primary APN13-1144-11
Alternative APN
  • 013-1144-011-00

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms18 Rooms
Units4 Units
Stories2 Stories
Building Area4,168 sqft Living Area

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Construction TypeWood
Lot Area4,845 sqft (0.111 acres)

Location & Zoning

Street Address404 45TH ST
CityOAKLAND
StateCA
Zip94609-2154
Property CategoryResidential
Property TypeResidential > Multi-Unit > Quadplex
Legal DescriptionLOT: 00011 BLK: AR: 0013 PAGE: 1144
Legal SubdivisionTEMESCAL PARK
Legal Lot Number103&1
JurisdictionALAMEDA CA
Township / Civil DivisionOAKLAND
Census Block Group1
Census Block1015
Census Tract401200

Owner

Source: Alameda County records · APN 13-1144-11

Assessment roll updated August 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address404 45TH ST, OAKLAND, CA 94609-2154
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2018Deed of Trust, Mortgage · ARM
FIRST REPUBLIC BANK
Oct 23, 2018Correction Deed · Line of Credit
FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJan 17, 2025
Transfer Doc0000012153
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address404 45TH ST, OAKLAND, CA 94609-2154
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000204974
DateOct 23, 2018
Instrument2018204974
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.7%
Type Change DateNov 01, 2028
Change FrequencyMonthly
Min Rate At Change2.65%
Index1-Month LIBOR
Max Rate10.9%

October 2018: Correction Deed

Document TypeCorrection Deed
JurisdictionALAMEDA CA
Recording DateOct 23, 2018
Property Address404 45TH ST, OAKLAND, CA 94609-2154
Document Number0000204973
Map ReferenceMB 3 PG 4
Instrument DateOct 17, 2018
Instrument2018204973
Record UpdatedAug 19, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address124 SHERIDAN RD, OAKLAND, CA 94618-2716

Mortgage

Document Number0000204975
DateOct 23, 2018
Instrument2018204975
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 26, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Alameda County records · Assessment roll updated August 5, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityOakland City
Unified School DistrictOakland Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,352,520 (+2%) Land $405,756 Building $946,764
2025$26,694.00 (+147.33%)$1,326,000 (+203.42%) Land $397,800 Building $928,200
2023$10,793.00$437,025 Land $139,368 Building $297,657

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Alameda County (06001C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060014012001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982, tidal / storm surge, Severe Storms, Flood, Mudslides & High Tide

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 857 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Sonic TelecomFiber10,000 / 10,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
UnwiredFixed Wireless300 / 25
VerizonFixed Wireless300 / 20
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
AT&TDSL100 / 20

May also be available at this address: AT&T, T-Mobile USA, California Internet, Radiate Holdings, Xfinity, Google Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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