418 45th St, Oakland, CA 94609 Property Records

Alameda County property record for 418 45th St, Oakland, CA 94609

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,642 sqft · built 1910
Lot Size	0.094 acres (4,097 sqft)
Owner	2 Individual Names on File
Last Sale	$1,800,000 (Nov 2023)
Tax Bill	$25,877 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-1144-13-3`

Property Details

APN / Parcel Number

Primary APN	`13-1144-13-3`
Alternative APN	`013-1144-013-03`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,642 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1926
Construction Type	Wood
Lot Area	4,097 sqft (0.094 acres)

Location & Zoning

Street Address	418 45TH ST
City	OAKLAND
State	CA
Zip	94609-2125
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT: 00003 BLK: 0013 AR: 0013 PAGE: 1144
Legal Subdivision	TEMESCAL PARK
Legal Lot Number	107
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1015
Census Tract	401200

Owner

418 45th St, a duplex, is owned and occupied by two individuals who bought it in November 2023.

Source: Alameda County records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	418 45TH ST, OAKLAND, CA 94609-2125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Grant Deed, Transfer · Conventional Mortgage VELLUM MORTGAGE LLC
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Dec 30, 2019	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2023 · Amount on File
Deed Sale	Nov 20, 2023 · Amount on File
Prior Sale	Dec 30, 2019 · Amount on File
Deed Document Number	2023136646
Prior Transfer Date	Mar 17, 1997
Prior Transfer Doc	0000076446
Record Updated	Oct 29, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 20, 2023
Property Address	418 45TH ST, OAKLAND, CA 94609-2125
Document Number	0000136646
Map Reference	MB 3 PG 4
Instrument Date	Nov 10, 2023
Instrument	2023136646
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	418 45TH ST, OAKLAND, CA 94609-2125

Mortgage

Document Number	0000136647
Date	Nov 20, 2023
Instrument	2023136647

Lender

Name	VELLUM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	418 45TH ST, OAKLAND, CA 94609-2125
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	CORNERSTONE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 45TH ST, OAKLAND, CA 94609-2125

Mortgage

Document Number	0000359943
Date	Nov 2, 2021
Instrument	2021359943

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 30, 2019
Property Address	418 45TH ST, OAKLAND, CA 94609-2125
Document Number	0000268792
Map Reference	MB 3 PG 4
Instrument Date	Dec 17, 2019
Instrument	2019268792
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	418 45TH ST, OAKLAND, CA 94609-2125

Mortgage

Document Number	0000268793
Date	Dec 30, 2019
Instrument	2019268793

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 418 45th St was $25,877 with a homeowner's exemption, up 3.7% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,865,720 (+2.01%) Land $561,816 Building $1,310,904
2025	$25,877.00 (+3.66%)	$1,829,000 Land $550,800 Building $1,285,200
2024	$24,964.00 (+10.43%)
2023	$22,607.00	$1,480,047 Land $444,014 Building $1,036,033

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 418 45th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · Severe Storms, Flood, Mudslides & High Tide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 418 45th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 857 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.

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